Unlimited access to your money with no minimum balance required.
Includes Bill Pay, e-Bills and e-Notifications
No fee for overdrafts up to $100.
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Approved Online Checking Account Applicants can start using ClickSWITCH right away*
Checking Account with Money Saving features.
Tiered1
Includes Bill Pay, e-Bills and e-Notifications
No fee for overdrafts up to $100.
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Approved Online Checking Account Applicants can start using ClickSWITCH right away*
Full service account to maximize your earnings.
Variable Rate1
Includes Bill Pay, e-Bills and e-Notifications
No fee for overdrafts up to $100.
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Approved Online Checking Account Applicants can start using ClickSWITCH right away*
U.S. dollar based account with a low minimum balance requirement and unlimited transactions.
Includes e-Notifications
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Account with easy access to your money and an unlimited number of transactions
Includes e-Notifications
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Account to earn interest and pay various expenses in U.S. dollars.
Tiered1
Includes e-Notifications
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Interest bearing checking with favorable interest rates, easy access to your money and an unlimited number of transactions
Tiered1
Includes e-Notifications
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Value Checking |
Interest Checking |
Relationship Interest Checking |
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| Unlimited access to your money with no minimum balance required. | Checking Account with Money Saving features. | Full service account to maximize your earnings. | |
| Minimum Opening Balance | $50 | $100 | $100 |
| Earns Interest |
Tiered1
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Variable Rate1
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| Average Balance to Waive Service Fees | $2,500 per statement cycle | ||
| Monthly Service Fees2 | $5 | $15 | $35 |
| Other Ways to Avoid Monthly Service Fees | Enroll in Online Statements or Monthly Direct Deposit or complete 4 Debit Card transactions per statement cycle3 | $50,000 combined monthly average balance in other deposit, loan or Amerant Investment accounts4 (excludes Certificate of Deposit balances) AND Monthly Direct Deposit OR 4 transactions per statement cycle5 | |
| Online Banking |
Includes Bill Pay, e-Bills and e-Notifications
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Includes Bill Pay, e-Bills and e-Notifications
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Includes Bill Pay, e-Bills and e-Notifications
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| Amerant CoverMe |
No fee for overdrafts up to $100.
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No fee for overdrafts up to $100.
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No fee for overdrafts up to $100.
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| Qualifies for a High Yield Relationship Money Market Account |
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Mastercard Debit Card |
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
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Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
|
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
|
| ClickSWITCH Available |
Approved Online Checking Account Applicants can start using ClickSWITCH right away*
|
Approved Online Checking Account Applicants can start using ClickSWITCH right away*
|
Approved Online Checking Account Applicants can start using ClickSWITCH right away*
|
| Learn More | Learn More | Learn More |
International Value Checking |
International Value Plus Checking |
International Interest Checking |
International Premier Checking |
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| U.S. dollar based account with a low minimum balance requirement and unlimited transactions. | Account with easy access to your money and an unlimited number of transactions | Account to earn interest and pay various expenses in U.S. dollars. | Interest bearing checking with favorable interest rates, easy access to your money and an unlimited number of transactions | |
| Minimum Opening Balance | $5,000 | $25,000 | $5,000 | $25,000 |
| Earns Interest |
Tiered1
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| Balance to Waive Maintenance Fees | $5,0006 | $25,0003 | $5,000 | $25,0003 |
| Monthly Service Fees2 | $20 monthly; $0.25 per check or debit transaction | $50 monthly5 | $20 monthly; $0.30 per check or debit transaction | $50 monthly5 |
| Other Ways to Avoid Monthly Service Fees | N/A | $50,000 combined monthly average balance in deposit or Amerant Investment accounts4 | $15,000 combined monthly average balance in deposit, or Amerant Investment accounts4 | $50,000 combined monthly average balance in deposit or Amerant Investment accounts4 |
| Online Banking |
Includes e-Notifications
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Includes e-Notifications
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Includes e-Notifications
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Includes e-Notifications
|
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Mastercard Debit Card |
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
|
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
|
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
|
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
|
| START NOW | START NOW | |||
| Learn More | Learn More | Learn More | Learn More |
*Approved online applicants for domestic checking accounts will receive an email from noreply@amerantbank.com to get started with ClickSWITCH. The email provides instructions on how to create an account with ClickSWITCH to transfer over their direct deposits and more. Customers also have the option to disregard the ClickSWITCH email and not use this service. The option to visit a branch to enroll in ClickSWITCH is also available.
1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.
2 For additional fees, please refer to our Miscellaneous Service Fees Schedule.
3 Does not include ATM withdrawals.
4 Investment products purchased through Amerant Investments are not FDIC insured and are not deposits or other obligations of, or guaranteed by, Amerant Bank or any of its affiliates and are subject to investment risks including possible loss of principal invested. Member FINRA/SIPC, Registered Investment Adviser.
5 Transactions include: ATM withdrawals, POS debits, wire transfers, ACH, checks and deposits.
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.
We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure, Funds Transfer Agreement and contract.
Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” and Electronic Signature Agreement (E-sign Agreement) to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.
For fees related to this service, review our Miscellaneous Service Fees Schedule.
IMPORTANT FUNDS AVAILABILITY INFORMATION
Please review Amerant’s Understanding Your Deposit brochure.
Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.
1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.
2 For additional fees, please refer to our Miscellaneous Service Fees Schedule.
3 Average Monthly Balance is used to calculate Monthly Maintenance Fee.
4 Investment products and services offered through Amerant Investments, Inc.: Not FDIC insured | Not bank guaranteed | May lose value | Not deposits | Not insured by governmental agencies | Member FINRA/SIPC, Registered Investment Advisor.
5 These charges will be applied when the account’s monthly average balance is less than the monthly average balance required.
6 Minimum daily balance is used for International Value Checking
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.
We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure, Funds Transfer Agreement and contract.
Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” and Electronic Signature Agreement (E-sign Agreement) to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.
For fees related to this service, review our Miscellaneous Service Fees Schedule.
IMPORTANT FUNDS AVAILABILITY INFORMATION
Please review Amerant’s Understanding Your Deposit brochure.
The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.
Please complete the form(s) below:
Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.
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