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Equipment Finance

Equipment Financing for all your Equipment Needs

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Take Advantage of Equipment Financing

Conservation of Capital

With no large cash outlay, you can maintain your reserves for other expenses.

Better Budget Management

Fixed-term payments allow you to manage your cash flow throughout your contract.

Competitive Edge

With the latest equipment at reduced costs, you can boost profitability and customer and employee satisfaction.

Applies Across Industries

Purchase new or used equipment for different areas including construction, transportation, manufacturing, agriculture, marine, and energy.

Commercial or Small Business? Equipment Finance Helps You.

Offering Equipment Finance exclusively for FL and Houston, TX business owners, we help streamline the process of getting your financing ensured. Whether growing a small business or maintaining a commercial business, financing requires the right tools. With Amerant’s financing options, you can purchase the equipment you need to meet your specific needs and budget.

Flexible Solutions

Solutions for new and used equipment, sales leasebacks, and refinancing.

High-Value Financing

Designed for businesses with Capex needs of $25,000 to $20,000,000 or greater. Qualify for a Fast Track Loan from up to $150,000, with minimal requirements and quick decisions.1

Select Your Team

5-, 7- or 10-year Amortization periods.2

True Leases

Benefits Without Ownership

A True Lease allows you to purchase and use the equipment over a set term without the commitment or expense of ownership. This lease offers the lowest monthly payments among our equipment financing options and end-of-term flexibility including purchasing the equipment, extending the lease, upgrading to newer equipment and an updated lease, or simply returning the equipment.

TRAC Leases

Lease or Buy a Commercial-Use Vehicle

A Terminal Rental Adjustment Clause (TRAC) Lease allows you to lease a qualified commercial-use vehicle and either return it or buy it at a pre-determined amount when your term ends. You’ll benefit from the income generated by using the vehicle and the convenience of manageable, fixed payments.

Fixed-Rate Equipment Loans

Pay Toward Ownership

Fixed-Rate Equipment loans are an easy, affordable option for businesses that want to own and depreciate their purchase without having to pay the total cost upfront. With manageable monthly payments, the ownership of the equipment is automatically transferred to you at the end of your term.

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Customized Finance Structure

Solutions Designed for You

Different businesses need different solutions. Amerant Bank is passionate about finding a financing solution that meets your specific equipment and budget requirements.

Questions You May Have About Equipment Financing

Equipment Finance can be used for various industries including but not limited to construction, manufacturing, health care, and more.

Equipment Finance can be used for warehouse machinery, medical equipment, computers, office furniture, and more.

We offer loans for businesses of all sizes, and you can be pre-approved within 24 hours (terms and conditions apply).

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Bank Representative

We’re here to help you grow. Fill out the form and we will connect you with the right person.

* Offer is based on the credit parameters and qualification criteria for Amerant Bank’s commercial vehicle and equipment loan programs. To receive this offer, loans require opening and maintaining an Amerant Business Checking, Business Checking Plus, or Business Interest Checking account with an average balance equivalent to 5% of the funded loan amount at the time of closing. Auto debit for the monthly loan payment required from an Amerant account. Program terms are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as a commitment or offer to lend. Loan is secured by either a UCC lien on the equipment or, if a vehicle, the vehicle title must appear in the name of Amerant Bank. Ask us about additional rates and margins that may apply. All loans are subject to credit and collateral approval. Other restrictions, limitations, and fees may apply.

1 Must meet minimum credit score requirement.

2 Amortization period varies based on useful life of equipment.

Available to Florida and Texas residents only.