Amerant Bank Logo
  • Branch Locator
  • Contact Us
  • About Us
  • Investors
  • Español
  • Personal
    Personal Banking
    Checking
    • Value Checking
    • Interest Checking
    • Relationship Interest Checking
    • Student Checking
    • Compare Checking
    Savings
    • Personal Savings
    • Money Market
    • Relationship Money Market
    • Certificates of Deposit
    • Compare Savings
    Digital Services
    • Online Banking
    • Mobile Banking
    • ClickSWITCH®
    • Zelle® with Amerant
    • View All Digital Services
    Mortgages
    • Mortgage
    • Buy a Home
    • Refinance
    • Calculator
    • Find a Loan Officer
    • View All Services
    Loans
    • Home Equity
    • Lines of Credit
    • Unsecured Loans
    • Secured Loans
    • Compare Loans
    Credit Cards
    • Maximum Rewards® Visa Signature® Card
    • Secured Visa® Card
    • Compare Cards
    Investing
    • Smart Portfolio
    • IRAs
    • View All Services
    Routing Number

    #067010509
    Bank ABA Routing Number

    #MNBMUS33
    Bank Swift Code

    Resources

    Personal FAQ's

    Open an Account

    Start with Zelle®

    Planning Your Retirement

    In The Spotlight

    Article

    5.00% APY CDs

    Article

    “Outstanding” Community Reinvestment Act (CRA) Rating

    Article

    4.00% APY RMM
  • Business
    Business Banking
    Checking
    • Business Checking
    • Business Interest Checking
    • Business Advantage Checking
    • Business Edge Checking
    • Compare Checkings
    Savings
    • Business Savings
    • Business Money Market
    • Compare Savings
    Loans
    • Owner Occupied Real Estate Loan
    • SBA Loans
    • Term Loans
    • Working Capital Lines of Credit
    • Equipment Finance
    • Asset Based Lending
    • View All Loans
    Commercial Loans
    • Income Producing Loan
    • Construction Loans
    • Bridge Loans
    • Commercial Mortgage Loans
    Treasury Management
    • Business Analysis
    • Business Checking Plus
    • Business Loan Sweep
    • View All Services
    Digital Services
    • Amerant Online BankingSM
    • Amerant TreasuryConnect SM for Small Business
    • Amerant TreasuryConnect SM
    • Zelle® Helps Businesses
    • View All Digital Services
    Credit Cards
    • Business Edition® Visa® Card with Reward Simplicity
    • Business Edition® Secured Visa® Card
    Routing Number

    #067010509
    Bank ABA Routing Number

    #MNBMUS33
    Bank Swift Code

    Resources

    Business FAQs

    Zelle® for Your Business

    In The Spotlight

    Product

    Business Checking

    Article

    “Outstanding” Community Reinvestment Act (CRA) Rating
  • International
    International Banking
    Personal
    • International Checking
    • International Savings
    Business
    • International Checking
    • International Savings
    • View All Services
    Loans
    • Secured Loans (Intl)
    • Securities Secured Loans (Intl)
    • Secured Lines of Credit (Intl)
    • Securities Secured Lines of Credit (Intl)
    Digital Services
    • Online Banking
    • Mobile Banking
    • Zelle® with Amerant
    • Overdraft Protection
    • Bill Pay
    • Positive Pay Service
    • ACH Fraud Control
    Investing
    • Asset Allocation Portfolio (Intl)
    • Fixed Income Portfolio (Intl)
    • Portfolio Advisory Service (Intl)
    International Cards
    • The Platinum Card® from American Express®
    • The American Express® Gold Card
    Routing Number

    #067010509
    Bank ABA Routing Number

    #MNBMUS33
    Bank Swift Code

    Resources

    FAQs

    In The Spotlight

    Product

    International Premier Checking

    Product

    International Business Checking

    Article

    American Express® Welcome Offer
  • Private Client
    Private Client Banking
    Our Approach
    • Private Client Experience
    Tailored Services
    • Deposit Solutions
    • Lending Solutions
    • Residential Mortgages
    • Wealth Management
    • Trust Services
    • View All Tailored Services
    Our Clientele
    • Who We Serve
    Insights
    • 'Of Interest' Blog
    Routing Number

    #067010509
    Bank ABA Routing Number

    #MNBMUS33
    Bank Swift Code

    Resources

    Private FAQs

    Investment Services

    Trust Services

    Education Services

    Retirement Services

    In The Spotlight

    Article

    Private Client is Featured in Brickell Magazine

    Article

    New World Report’s "Best Community Bank 2022"

    Article

    “Outstanding” Community Reinvestment Act (CRA) Rating
  • Sign into your account

    Amerant Online BankingSM

    Forgot Password?
    Enroll in Online Services

    Login

    Login to Treasury Connect

    Investing Login

    Amerant Smart Investing

    Online Investments

    Cards Login

    VISA Business Cards

    Amerant Mobile App

    Bank from anywhere

    Learn more

    Download from GooglePlay Download from AppStore
Amerant Bank Logo
  • Personal

    Personal Banking
    Checking
    • Value Checking
    • Interest Checking
    • Relationship Interest Checking
    • Student Checking
    • Compare Checking
    Savings
    • Personal Savings
    • Money Market
    • Relationship Money Market
    • Certificates of Deposit
    • Compare Savings
    Digital Services
    • Online Banking
    • Mobile Banking
    • ClickSWITCH®
    • Zelle® with Amerant
    • View All Digital Services
    Mortgages
    • Mortgage
    • Buy a Home
    • Refinance
    • Calculator
    • Find a Loan Officer
    • View All Services
    Loans
    • Home Equity
    • Lines of Credit
    • Unsecured Loans
    • Secured Loans
    • Compare Loans
    Credit Cards
    • Maximum Rewards® Visa Signature® Card
    • Secured Visa® Card
    • Compare Cards
    Investing
    • Smart Portfolio
    • IRAs
    • View All Services
  • Business

    Business Banking
    Checking
    • Business Checking
    • Business Interest Checking
    • Business Advantage Checking
    • Business Edge Checking
    • Compare Checkings
    Savings
    • Business Savings
    • Business Money Market
    • Compare Savings
    Loans
    • Owner Occupied Real Estate Loan
    • SBA Loans
    • Term Loans
    • Working Capital Lines of Credit
    • Equipment Finance
    • Asset Based Lending
    • View All Loans
    Commercial Loans
    • Income Producing Loan
    • Construction Loans
    • Bridge Loans
    • Commercial Mortgage Loans
    Treasury Management
    • Business Analysis
    • Business Checking Plus
    • Business Loan Sweep
    • View All Services
    Digital Services
    • Amerant Online BankingSM
    • Amerant TreasuryConnect SM for Small Business
    • Amerant TreasuryConnect SM
    • Zelle® Helps Businesses
    • View All Digital Services
    Credit Cards
    • Business Edition® Visa® Card with Reward Simplicity
    • Business Edition® Secured Visa® Card
  • International

    International Banking
    Personal
    • International Checking
    • International Savings
    Business
    • International Checking
    • International Savings
    • View All Services
    Loans
    • Secured Loans (Intl)
    • Securities Secured Loans (Intl)
    • Secured Lines of Credit (Intl)
    • Securities Secured Lines of Credit (Intl)
    Digital Services
    • Online Banking
    • Mobile Banking
    • Zelle® with Amerant
    • Overdraft Protection
    • Bill Pay
    • Positive Pay Service
    • ACH Fraud Control
    Investing
    • Asset Allocation Portfolio (Intl)
    • Fixed Income Portfolio (Intl)
    • Portfolio Advisory Service (Intl)
    International Cards
    • The Platinum Card® from American Express®
    • The American Express® Gold Card
  • Private Client

    Private Client Banking
    Our Approach
    • Private Client Experience
    Tailored Services
    • Deposit Solutions
    • Lending Solutions
    • Residential Mortgages
    • Wealth Management
    • Trust Services
    • View All Tailored Services
    Our Clientele
    • Who We Serve
    Insights
    • 'Of Interest' Blog
    • Español
    • Branch Locator
    • Contact Us
    • About Us
    • Investors

    #067010509
    Bank ABA Routing Number

    #MNBMUS33
    Bank Swift Code

    Sign into your account

    Amerant Online BankingSM

    Forgot Password?
    Enroll in Online Services

    Login

    Login to Treasury Connect

    Investing Login

    Amerant Smart Investing

    Online Investments

    Cards Login

    VISA Business Cards

    Amerant Mobile App

    Bank from anywhere

    Learn more

    Download from GooglePlay Download from AppStore
    Home / Business / Business Loans / SBA Loans

    SBA Loans

    Keep your business moving forward with small business lending

    Amerant Bank is a Preferred Lender with the U.S. Small Business Administration (SBA), which makes the turnaround time quicker. Working with a community bank near you means decisions are made locally. Amerant Bank will work with you throughout the entire application process, beginning to end. Apply for a loan up to $5 million.*
    Must be a U.S. citizen or legal permanent resident
    Must have a minimum of 1 year in business
    Must classify as a For-Profit company**
    Start Now

    SBA Loans Benefits

    Lower Down Payments

    Lower down payment when compared to conventional loans.

    Flexible Terms and Underwriting

    SBA loans offer longer terms (up to 25 years, no balloons or call dates), and more flexible underwriting and expedited processing times.

    Convenient Financing

    90% Financing to Purchase or Renovate Owner-Occupied Real Estate, and multi-use Options via Working Capital.

    Easy Eligibility

    Must be in business a minimum of 1 year.

    Secure Financing

    Backed by the Small Business Administration (SBA).

    Quick turnaround

    Amerant Bank is a Preferred Lender with the U.S. Small Business Administration (SBA), which allows for simple application process with expedited processing times.

    How to get Started with an SBA Loan

    Starting the process for a Small Business Administration loan is easy.

    1
    Step One

    Apply for an SBA loan at a nearby banking center.

    2
    Step Two

    The bank reviews the application package to ensure that the SBA loan requirements are met.

    3
    Step Three

    The application is submitted to the SBA for a loan guarantee.

    4
    Step Four

    When approved, your loan amount will be deposited into your Amerant business account.

    Start Now

    More Business Financing Options

    Featured

    Business Line of Credit

    Featured

    Owner-Occupied Real Estate Loans

    Featured

    Equipment Finance

    Featured

    Commercial Real Estate

    Featured

    Construction Loans

    Featured

    Bridge Loans

    Frequently Asked Questions about SBA Loans

    Yes! This means that you can expect faster turnaround times.

    The SBA is a federal agency that helps established businesses grow and helps new businesses get started. As a borrower, you’re not borrowing from the SBA, you’re borrowing from a financial institution like Amerant Bank that works with the SBA to provide loans to small business customers.

    A conventional business loan from Amerant Bank is solely the bank’s risk and subject to Bank lending guidelines. An SBA loan is a business loan that splits the risk between the Bank and the SBA, which guarantees a portion of those loans. SBA loans are subject to the lending guidelines of both the SBA and Amerant.

    Connect with a
    Bank Representative

    We’re here to help you grow. Fill out the form and we will connect you with the right person.

    * All products and services are subject to approval, including credit approval. Some restrictions apply. Maximum loan amount of $5,000,000. Other terms, conditions, fees, and restrictions may apply.

    ** For a full list of requirements, please contact a business banker

    SBA’s participation or support is not an endorsement of any product, service, or entity.

    Application Accuracy, Patriot Act and Right to Request Credit Disclosure

    To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person with an equity interest of an entity who opens an account.

    What this means for you: When you open an account, we will ask for name(s), address(es), date(s) of birth, and other information that will allow us to identify individuals with equity ownership. We may also ask to see driver’s licenses or other identifying documents.

    Additional information including but not limited to Customer Due Diligence, “Know Your Customer” requirements, and Beneficial Ownership may be required to complete opening your account.

    The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant’s income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Office of the Comptroller of the Currency, Customer Assistance Unit, 1301 McKinney Street, Suite 3450, Houston, TX 77010-9050.

    If your application for business credit is denied, you have the right to a written statement of the specific reasons for the denial. To obtain the statement, please contact Amerant Bank, N.A., 220 Alhambra Circle, 5th Floor, Coral Gables, FL 33134, (305) 460-4000 within 60 days from the date you are notified of our decision. We will send you a statement of reasons for the denial within 30 days of receiving your request.

    The person completing this application hereby certifies that the information provided is true and correct to the best of their knowledge and will notify Amerant Bank of any material changes to the information anything over the 30 days following submission. In the event credit is granted in any amount, you agree to furnish financial statements and/or any other financial information at any time it is so requested and failure to do so shall constitute a default in the terms and conditions of the loan and entitle the Bank to demand payment in full on the loan. At this time you expressly authorize the Bank to make all inquiries it deems necessary to verify the accuracy of the statements made herein, and to determine, the creditworthiness of any individuals with equity ownership.

    CONSUMER DISCLOSURE

    From time to time, Amerant Bank (we, us or Company) may be required by law to provide to you certain written notices or disclosures. Described below are the terms and conditions for providing to you such notices and disclosures electronically through the DocuSign, Inc. (DocuSign) electronic signing system.

    KNOW YOUR CUSTOMER

    Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.

    Please read the information below carefully and thoroughly, and if you can access this information electronically to your satisfaction and agree to these terms and conditions. please confirm your agreement by clicking the ‘I agree’ button at the bottom of this document.

    Getting paper copies

    At any time, you may request from us a paper copy of any record provided or made available electronically to you by us. You will have the ability to download and print documents we send to you through the DocuSign system during and immediately after signing session and, if you elect to create a DocuSign signer account, you may access them for a limited period of time (usually 30 days) after such documents are first sent to you. After such time, if you wish for us to send you paper copies of any such documents from our office to you, you will be charged a $0.00 per-page fee. You may request delivery of such paper copies from us by following the procedure described below.

    Withdrawing your consent

    If you decide to receive notices and disclosures from us electronically, you may at any time change your mind and tell us that thereafter you want to receive required notices and disclosures only in paper format. How you must inform us of your decision to receive future notices and disclosure in paper format and withdraw your consent to receive notices and disclosures electronically is described below.

    Consequences of changing your mind

    If you elect to receive required notices and disclosures only in paper format, it will slow the speed at which we can complete certain steps in transactions with you and delivering services to you because we will need first to send the required notices or disclosures to you in paper format, and then wait until we receive back from you your acknowledgment of your receipt of such paper notices or disclosures. To indicate to us that you are changing your mind, you must withdraw your consent using the DocuSign ‘Withdraw Consent’ form on the signing page of a DocuSign envelope instead of signing it. This will indicate to us that you have withdrawn your consent to receive required notices and disclosures electronically from us and you will no longer be able to use the DocuSign system to receive required notices and consents electronically from us or to sign electronically documents from us.

    All notices and disclosures will be sent to you electronically.

    logo
    Our Company
    • About Us
    • Careers
    • Bank Holidays
    • Investor Relations
    • Management Team
    • Newsroom
    • Environmental, Social & Governance (ESG)
    • Diversity, Equity & Inclusion
    Help Center
    • FAQ
    • Contact Us
    • Locations Directory
    • Security Center
    • Sitemap
    Legal
    • Privacy Notice
    • Terms and Conditions
    • Accessibility
    • Social Media Disclosures
    Contact Us
    • (305) 629-1200
      M-F: 7:00 AM – 8:00 PM EST
      S-S: 8:00 AM – 5:00 PM EST
    • questions@amerantbank.com
    Routing Numbers
    • #067010509
      Bank ABA Routing Number
    • #MNBMUS33
      Bank Swift Code
    Social
    • Twitter
    • LinkedIn
    • Facebook
    • Instagram
    • YouTube
    • 'Of Interest' Blog

    Member FDIC. Equal Housing Lender

    The entire contents of this website are subject to copyright protection. The content available on this Website is the property of Amerant Bank, N.A., Amerant Investments, Inc., Amerant Trust, N.A. or its licensors and is protected by copyright and other intellectual property laws in the United States of America and by international copyright laws.

    This site uses cookies and other tracking technologies to assist with navigation and your ability to provide feedback, analyze your use of our products and services, assist with our promotions and marketing efforts.

    Banking products and services are provided by Amerant Bank, N.A. Member FDIC. Equal Housing Lender – NMLS ID #432244.
    Investment services are provided by Amerant Investments, Inc., an SEC registered broker-dealer and investment advisor, member of FINRA and SIPC.

    Rule 606 Disclosure of Order Routing Practices.

    Investments are Not FDIC or any other Government Agency Insured | Are Not Bank Guaranteed | May lose value

    Trust services offered through Amerant Trust, N.A. and are limited to trust administration.


    © Amerant 2023

    You are leaving the Amerant website

    Amerant website contains links or references to other websites. Amerant does not endorse, approve, certify, or control those external sites and does not guarantee the accuracy, completeness, efficacy, timeliness, or accurate sequencing of the information contained on them.

    You are now leaving the Amerant website and we are not responsible for the privacy practices or content of these linked websites.

    Your will not navigate away from this page, your link will be opened in a new tab.

    Continue

    Please share your location to continue.

    Check our help guide for more info.

    share your location