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    Home / Personal / Personal Savings / Relationship Money Market

    Relationship Money Market Account

    Get high-interest savings with a Relationship Money Market account.

    Make the most of your savings with our highest Money Market interest rate. This account earns variable1 interest and includes overdraft protection up to $100 with Amerant CoverMe, six free transfers and withdrawals per statement cycle,3 online and mobile banking, and free transactions at Amerant and partner branches and ATMs.
    View Current Interest Rates

    $150 monthly service fee.2 Avoid the fee by maintaining a Relationship Interest Checking account with a balance of at least $1. Six free withdrawals or transfers per statement cycle;3 $12 for each additional transaction.
    Must have a Relationship Interest Checking account with a balance of at least $1.

    $100 minimum opening balance.
    Open Now

    Relationship Money Market Benefits

    Earn More

    Earn with our highest Money Market interest rate.

    Overdraft Protection

    No fees for overdrafts of up to $100 with CoverMeTM.

    Fee-Free Transactions

    Free transactions at Amerant and partner branches and ATMs.

    24/7 Banking

    Access account info, manage transfers, and set up alerts with online and mobile banking.

    Check Writing

    Write six checks per statement cycle at no cost.

    Withdrawals and Transfers

    Six free transactions per statement cycle; $12 each after that.

    24/7 Banking On-the-Go

    Online Banking

    Access account info, manage transfers, and set up alerts with our secure online banking system.

    Amerant MobileSM

    View account info, access 24 months of statements, set up alerts, and initiate and manage transfers—all from your phone.

    Digital Wallet

    A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

    Setting Up Your Account

    Here’s how you can set up your Relationship Money Market account.

    1
    Step One

    Apply for an account online

    2
    Step Two

    Start earning interest

    Open Now

    Your FAQs About Money Market Accounts

    You can avoid monthly services fees by maintaining a Relationship Interest Checking account with a positive balance of at least $1.

    Yes. Deposits up to $250,000 are FDIC-insured.

    Along with the variety of benefits and features, we include a complimentary check order starter kit when you open your account.

    You can write up to six checks or transfers per statement cycle3 and charge just $12 per transaction after that.

    Yes. Deposits up to $250,000 are FDIC insured.

    * *Annual Percentage Yield (APY) is accurate as of 03/07/2023. Rates are subject to change without notice. This is a variable rate account; balances from $100 and over receive 4.00% APY. Promotional rate expires 04/04/2023. Stated offer is valid only for Domestic Personal Account customers. Fees could reduce earnings. In order to avoid the $150 monthly service fee for the Relationship Money Market Account, a Relationship Interest Checking account must be maintained with a positive balance of at least $1. The Relationship Interest Checking account has its own fees and requirements. Please refer to Personal Checking and Savings Accounts brochure for additional information on benefits and requirements of this particular account. For other applicable fees please refer to the Personal Checking and Savings Accounts brochure and the Miscellaneous Service Fees for Personal, Commercial and Corporate Accounts brochure. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. Taxpayer Identification Number.

    1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (E.g., checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.

    2 For additional fees, please refer to our Miscellaneous Service Fees Schedule.

    3 You may make no more than six preauthorized withdrawals, preauthorized transfers for overdraft protection, automatic or telephone transfers, checks, drafts, and debit card or other similar transactions from your account per statement cycle.

    USA PATRIOT Act

    To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

    Important Notice Regarding Wire Transfers

    IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

    We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure, Funds Transfer Agreement and contract.

    Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” and Electronic Signature Agreement (E-sign Agreement) to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

    For fees related to this service, review our Miscellaneous Service Fees Schedule

    Understanding Your Deposits

    IMPORTANT FUNDS AVAILABILITY INFORMATION

    Please review Amerant’s Understanding Your Deposit brochure.

    Know Your Customer

    Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.

    Relationship Money Market

    Balance APY*
    $100+ 4.00%

    *Annual Percentage Yield (APY) is accurate as of 03/07/2023. Rates are subject to change without notice. This is a variable rate account; balances from $100 and over receive 4.00% APY. Promotional rate expires 04/04/2023. Stated offer is valid only for Domestic Personal Account customers. Fees could reduce earnings. In order to avoid the $150 monthly service fee for the Relationship Money Market Account, a Relationship Interest Checking account must be maintained with a positive balance of at least $1. The Relationship Interest Checking account has its own fees and requirements. Please refer to Personal Checking and Savings Accounts brochure for additional information on benefits and requirements of this particular account. For other applicable fees please refer to the Personal Checking and Savings Accounts brochure and the Miscellaneous Service Fees for Personal, Commercial and Corporate Accounts brochure. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. Taxpayer Identification Number.

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    The entire contents of this website are subject to copyright protection. The content available on this Website is the property of Amerant Bank, N.A., Amerant Investments, Inc., Amerant Trust, N.A. or its licensors and is protected by copyright and other intellectual property laws in the United States of America and by international copyright laws.

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