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Personal Cards

Personal credit and debit cards for daily activity.

Benefits of Individual Cards

Easy Application

Apply online and get approval in 60 seconds.

24/7 Access

Check account activity wherever you are with online and mobile banking.

Fraud Protection

Microchip technology and security monitoring protect your privacy and prevent fraud.

Accepted Worldwide

Use your card when you travel out of state and out of the country.

Which Personal Card is Right for Me?

Maximum Rewards® Visa Signature® Card

  • Earn 1.5% unlimited cash back2 on every purchase
  • Super-low introductory APR on purchases and balance transfers
  • Redeem points for cash back, gift cards, travel, or merchandise2
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Secured Visa® Card

  • Request your own limit with a single deposit between $300 and $5,000
  • Qualify for a credit limit increase by making on-time payments
  • Low $35 annual fee
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Questions Regarding Personal Cards

American Express® The Platinum Card® and American Express® Gold Card are available to non-U.S. residents from Latin America, the Caribbean, Spain, and Switzerland.

Yes, all of our cards have the latest microchip technology and fraud protection services to keep your assets safe.

Stop by a local branch, call us, or talk to a representative online to find out which of the four options is the best match for you.

1 For additional information about the Annual Percentage Rates (APRs) fees and other costs, see the Summary of Credit Terms provided at time of application.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms provided at time of application for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

Cards are issued by FNBO®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

FICO and “The score lenders use” are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage their account) within 45 days of account opening.