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Personal Cards

Choose the right card for you.

Benefits of Individual Cards

The benefits and features of our credit cards are designed to meet your financial needs today and tomorrow. Check out what each card offers and decide which one is right for you.

Which Personal Card is Right for Me?

Maximum Rewards® Visa Signature® Card

  • Earn 1.5% unlimited cash back2 on every purchase
  • Super-low introductory APR on purchases and balance transfers
  • Redeem points for cash back, gift cards, travel, or merchandise2
More Info Learn More

Secured Visa® Card

  • Request your own limit with a single deposit between $300 and $5,000
  • Qualify for a credit limit increase by making on-time payments
  • Low $35 annual fee
More Info Learn More

person uses credit card to make mobile purchase

Online account access provides you the quickest and easiest way to:

  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request Credit Limit Increases
  • View statements
    …and much more

    Simply access your account by clicking on the link below.

    • Access Your Account

    Questions Regarding Personal Cards

    American Express® The Platinum Card® and American Express® Gold Card are available to non-U.S. residents from Latin America, the Caribbean, Spain, and Switzerland.

    Yes, all of our cards have the latest microchip technology and fraud protection services to keep your assets safe.

    Stop by a local branch, call us, or talk to a representative online to find out which of the four options is the best match for you.

    1 For additional information about the Annual Percentage Rates (APRs) fees and other costs, see the Summary of Credit Terms provided at time of application.

    2 See the Rewards Terms and Conditions in the Summary of Credit Terms provided at time of application for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.

    Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

    You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

    Cards are issued by First National Bank of Omaha (FNBO®) pursuant to a license from Visa U.S.A., Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

    FICO and “The score lenders use” are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage their account) within 45 days of account opening.