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Secured Visa® Card

Establish, strengthen, or rebuild your credit.

This card was designed to help you establish, strengthen, or rebuild your credit. Request your own limit with a single deposit (multiples of $50) between $300 and $5,000 when you apply (subject to credit approval), and earn the deposit back in as little as 11 months by paying your bill on time. Additional features help you manage your spending and protect your credit including account alerts, zero liability for unauthorized card purchases, and the option to check your FICO® Score whenever you want. Low annual fee of $35.
Annual fee: $351
Must be a U.S. Resident
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Let Secured Visa® Card Benefit You

Low Annual Fee

Just $35 a year.

Track Your Spending

Set up account alerts, and check your FICO® Score whenever you want.

Fraud Protection

Full protection against unauthorized purchases made with your credit card.

Request Your Own Limit

Make a single deposit between $300 and $5,000 when you apply.

Feature Five

ATM access at all Amerant branches, Presto! (Publix), and Allpoint locations.

Get Rewarded

Get your deposit back in as little as 11 months by paying your bill on time.

24/7 Banking

Access account info and set up alerts with online and mobile banking.

60-Second Approval

Find out if you’re approved for a card in one minute.

Easy-to-Use Digital Tools

Check your account activity from your computer or mobile device.

Your FAQs About Personal Credit Cards

The Secured Visa® Card is only available to US customers at this time.

The Secured Visa® Card offers a low annual fee of just $35.

1 For additional information about the annual percentage rate (APR) fees and other costs, see the Summary of Credit Terms provided at time of application.

Subject to credit approval.

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions, and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

Cards are issued by FNBO®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

FICO and “The score lenders use” are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage their account) within 45 days of account opening.