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Savings Account

Earn interest on your savings with some of the most competitive rates in the industry.

Savings accounts allow you to earn with a competitive, tiered interest rate.1 Open an account online with just $50.
$5 monthly fee. Avoid the monthly fee by maintaining a $1 balance in your Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.
For additional fees, please refer to our Miscellaneous Service Fees Schedule.2
$50
Open Now

Get More Out of your Savings Account

Easy to get started

Open an online account with just $50.

Earn Interest

Earn interest on your savings with some of the most competitive rates in the industry.

Peace of Mind

No-fee overdraft up to $100 with CoverMeTM. Plus, link other Amerant accounts with Overdraft Protection.

Explore More Ways to Save

Money Market

Relationship Money Market

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Certificates of Deposit

Individual Retirement Accounts

24/7 Banking On-the-Go

Online Banking

Manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Deposit checks, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Opening a Savings Account

Only four steps to get started.

1
Step One

Select if you’re a new or existing customer or continuing an existing application.
2
Step Two

Enter your name, email, address, and phone number.
3
Step Three

Verify your identity with your SSN, date of birth, and employment information.
4
Step Four

Fund your account with at least $50.
Open Now

Your FAQs About Savings Accounts

A Savings account is an interest-earning account you can use to save money for future plans or goals.

A Savings account allows you to set aside money you don’t need right now. It may earn interest and can be used whenever you want for things like a vacation, a new car, or to cover unexpected expenses.

You can open your account online or visit a nearby banking center to open an account.

The $5 monthly fee can be avoided by maintaining a $1 balance in your Checking, Interest Checking, or Money Market account on the last business day of the statement cycle.

Yes. Deposits up to $250,000 are FDIC insured.

1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.

2 For additional fees, please refer to our Miscellaneous Service Fees Schedule.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure, Funds Transfer Agreement and contract.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” and Electronic Signature Agreement (E-sign Agreement) to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Miscellaneous Service Fees Schedule

Understanding Your Deposits

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Understanding Your Deposit brochure.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.