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    Home / Business / Business Savings

    Business Savings Accounts

    The best business growth starts with the best Business Savings account.

    How a Business Savings Account Helps Your Growth

    Flexible Options

    Business savings accounts for small and large businesses based on your short- and long-term goals.

    24/7 Banking

    Access account info, manage transfers, and set up alerts with online and mobile banking.

    Earn Interest

    Make your money work for you with competitive interest rates.3

    Personal Support

    Get the help you need with our automated platform and support specialists. 

    Need help deciding which account is best for you?

    I AM A
    Business Savings Business Money Market
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    Businesses seeking to build capital and save money with no need for check-writing access

    Businesses seeking a solid investment with limited access to funds

    Minimum Opening Balance

    $100

    $100

    Earns Interest

    Tiered1, 3

    Tiered1, 3

    Number of Transactions Included

    6 withdrawals per statement cycle2 $12 per withdrawal or transfer in excess of 6 per month

    6 withdrawals per statement cycle2, $12 per withdrawal or transfer in excess of 6 per month

    Average Balance to Waive Service Fees

    $5,000 per statement cycle

    Monthly Service Fees

    $10

    $10

    Other Ways to Avoid Monthly Service Fees

    Open together with any business Checking Account

    $25,000 combined monthly average balance in other Deposits or Loan Accounts (excludes Credit Card balances)

    Online Banking

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    International Business Savings International Money Market International Money Market Premium
    Start Now

    More Info

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    More Info

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    More Info

    Businesses seeking to build capital and save money with no need for check-writing access

    Businesses seeking a solid investment with limited access to funds

    Businesses with high account balances seeking higher returns with limited access to funds

    Minimum Opening Balance

    $50,000

    $50,000

    $50,000

    Maintenance Fees4

    A charge of $75 per month will apply for an average monthly balance lower than $50,000. A charge of $150 per month will apply for Other Company Types with an average monthly balance lower than $50,000. Includes up to 6 withdrawals or transfers per statement cycle. A fee of $12 will apply for each additional transaction5

    A charge of $100 per month will apply for average monthly balance lower than $50,000. A charge of $200 per month will apply for Other Company Types with average monthly balance lower than $50,000. Includes up to 6 withdrawals or transfers per statement cycle. A fee of $12 will apply for each additional transaction5

    A charge of $100 per month will apply for an average monthly balance lower than $50,000. Includes up to 6 withdrawals or transfers per statement cycle. A fee of $12 will apply for each additional transaction5

    Account Processing Fee

    $300 per account6

    $300 per account6

    $300 per account6

    Online Banking

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    More Info

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    More Info

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    24/7 Banking On-the-Go

    Online Banking

    Manage your business and personal accounts together with our online banking system. Access account info, manage transfers, and set up alerts.

    Amerant MobileSM

    With our mobile app, you can view account info, access 24 months of statements, set up alerts, and initiate and manage transfers—all from your phone.

    Digital Wallet

    A Digital Wallet stores your payment options, such as credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

    TreasuryConnectSM

    Amerant TreasuryConnectSM gives you complete control over your business including international and domestic wires, bill pay and Positive Pay to prevent check fraud. Our version for small businesses offers a simpler platform with similar benefits.

    Savings That Work for You

    ACCOUNT OPTIONS

    Save and Earn. Together.

    Build your business with a savings or money market account. Earn with tiered interest rates (US accounts only), and get six free transactions per statement cycle.

    Learn More

    DIGITAL SECURITY

    Easy-to-Use Tools and Alerts

    Our online and mobile banking offer tools to keep your savings safe including secure log-in, notifications for suspicious activity, and transfer limits.

    Learn More

    More Questions About Business Savings. Answered.

    A Business Savings account helps the growth of your business by prioritizing savings. Amerant provides Business Savings Accounts for Businesses seeking to build capital and save money with no need for check writing access.

    Visit or call one of our local branches in order to start saving with a Business Savings account today!

    Yes. Deposits up to $250,000 are FDIC-insured.

    1 The interest rate paid on accounts is established at the sole discretion of Amerant Bank, N.A. and may change at any time. Fees could reduce earnings on account.

    2 Federal Regulation limits preauthorized, automatic or telephone agreement transfers to six (6) per statement cycle.

    3 If account is closed before interest is credited, you will not receive the accrued interest.

    4 These charges apply when the average account balance is below the monthly required minimum.

    5 You may make no more than six withdrawals, including Overdraft Protection, transfers, checks, drafts, Debit Cards and other similar transactions from your account per statement cycle.

    6 This one-time fee will apply once the new account is funded. Please see Miscellaneous Service Fees.

    USA PATRIOT Act

    To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

    Important Notice Regarding Wire Transfers

    IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

    We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Funds Transfer Agreement.

    Understanding Your Deposits

    IMPORTANT FUNDS AVAILABILITY INFORMATION

    Please review Amerant’s Understanding Your Deposit brochure.

    Know Your Customer

    Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.

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    The entire contents of this website are subject to copyright protection. The content available on this Website is the property of Amerant Bank, N.A., Amerant Investments, Inc., Amerant Trust, N.A. or its licensors and is protected by copyright and other intellectual property laws in the United States of America and by international copyright laws.

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    Banking products and services are provided by Amerant Bank, N.A. Member FDIC. Equal Housing Lender – NMLS ID #432244.
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    Investments are Not FDIC or any other Government Agency Insured | Are Not Bank Guaranteed | May lose value

    Trust services offered through Amerant Trust, N.A. and are limited to trust administration.


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