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Student Checking Account

Start here with a Student Checking account.

More benefits and services with no monthly balance requirements for students aged 18-24. $0 Cashier’s Checks, free first year 3×5 safe deposit box at any location2, and more.
$5 fee waived with online statement**. For additional fees, please refer to our Miscellaneous Service Fees Schedule.2
$100
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Your Financial Journey Starts Here

Student Checking Account Benefits

Overdraft Protection

No-fee overdraft up to $100 with CoverMeTM.

Easily Use Zelle®

Conveniently send money through Zelle®.

No Minimum Balance

No minimum balance requirement.

Free Digital Tools

Free mobile banking and online banking .

No Fees

$0 cashier’s checks and no fees on incoming wires.

Extra Features

Free first-year 3×5 safe deposit box at any location.2

24/7 Banking On-the-Go

Online Banking

Pay bills, manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Deposit checks, pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Open a Student Checking Account

Here’s how you can open your Student Checking account.

1
Step One

Open your account online in minutes.
2
Step Two

Or, visit us at a nearby branch.
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Your FAQs About Student Checking Accounts

Amerant Student Checking accounts are designed with students in mind and offer more benefits and services with no monthly balance requirements. Amerant Student Checking accounts prepare young adults and get them on the financial track.

If you’re 18-24 years old and want to open a Student Checking account, you’ll need your Social Security number, a driver’s license or state-issued ID, and contact info. You’ll also need to provide your college/university name and expected graduation date. Students under 18 years old require a parent or guardian as a joint owner.

You can open your account online; or visit a nearby branch or click the contact us button, and a banking specialist will be in touch.

We serve the South Florida and Houston areas with a Loan Production office in Tampa, FL. Visit our <a href=”https://www.amerantbank.com/locations”>locations</a> page to find your nearest one.

Yes, we do! It is already available within the Amerant MobileSM app and the Amerant Online Banking<sup>SM</sup> platform. Learn how to enroll in Zelle®

Yes. Deposits up to $250,000 are FDIC insured.

* To qualify, the account holder must be between the ages of 18 through 24. Upon the primary account holder’s 25th birthday, the account will automatically convert to Value checking and be subject to the account’s terms and conditions.

** All student Checking account holders will automatically be enrolled in Online statements during account opening. The account holder may Opt-out of online statements through online banking and be assessed a $5 monthly maintenance fee.

1 Available ATMs include Amerant Bank branch locations, Publix Presto! store locations and the Allpoint Network at participating retail locations. Surcharge-Free ATM transactions at Publix Presto! and Allpoint ATMs include cash withdrawals and balance inquiries. To find the closest ATM or Branch location, visit us online at amerantbank.com or allpointnetwork.com.

2 Subject to availability or an equivalent discount on a larger Safe Deposit Box

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure, Funds Transfer Agreement and contract.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” and Electronic Signature Agreement (E-sign Agreement) to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Miscellaneous Service Fees Schedule

Understanding Your Deposits

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Understanding Your Deposit brochure.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.