#067010509Bank ABA Routing Number
#MNBMUS33Bank Swift Code
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#067010509Bank ABA Routing Number
#MNBMUS33Bank Swift Code
Through our use of ICS® Network Deposits depositors receive access to multimillion-dollar FDIC insurance. Eliminating risk via the full faith of the federal government.
Funds are placed through ICS into demand deposit accounts and money market deposit accounts that are interest-earning accounts. Deposits placed into money market deposit accounts through ICS allows six withdrawals per month.1
Get flexible access to your funds via unlimited withdrawals on deposits placed through ICS into demand deposit accounts
Contact our relationship managers today for detailed information on how to open this type of account. We’ll walk you through what’s needed to get started. Start Now
Bank with Amerant, a trusted name for over 40 years working and re-investing in the communities that we serve.
Amerant Bank has partnered with IntraFi to provide Insured Cash Sweep accounts to our customers. Get the benefit and security of FDIC insurance for deposits over $250,000.
View the video and learn about the advantages of an ICS account powered by Amerant Bank.
Only three steps to get started.
Contact a relationship manager
Provide documentation for identity with your SSN, date of birth, and employment information.
Fund your account.
When you place your funds through ICS account at Amerant, in demand deposit accounts and money marketing deposit accounts at multiple FDIC insured banks participating in the network. The funds are split into amounts under standard FDIC insurance maximum of $250,000. Amerant is the custodian of your funds and you will have access to a monthly statement with all of your account activities and balances.
The ICS service at Amerant is built with convenience and simplicity in mind. You will not have to fill out multiple paperwork and multiple banking institutions. You simply maintain one single bank relationship.
Any funds placed through ICS is placed in other FDIC-insured institutions in the network. Amerant will act as the custodian of your deposits
Yes. You earn interest on excess cash balances by placing funds either into a demand deposit account or money market deposit account
There is no fee in joining the ICS service.
There is no limit for frequency of withdrawals with a demand deposit account. For the money market account there is a limit of six (6) withdrawals per month. If you exceed the six withdrawals per month, your account is placed in review.
On the remote chance of a bank failure, the bank’s accounts will be moved to a healthy instituion. The approach is preferred by the FDIC. If the FDIC cannot transfer funds to a healthy institution, it will arrange payment of insured principal and accrued interest to depositors.
We’re here to help you grow. Fill out the form and we will connect you with the right person.
1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Money Market accounts are allowed 6 (six) withdrawals within a calendar month. If that is exceeded, the account transactions are placed in a review and activities may be suspended during this review period.
Deposit placement through ICS is subject to the terms, conditions, and disclosures in applicable agreements. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA (e.g., before settlement for deposits or after settlement for withdrawals) or be uninsured (if the placing institution is not an insured bank). The depositor must make any necessary arrangements to protect such balances consistent with applicable law and ICS satisfies any restrictions on its deposits. Fees may reduce earnings.
A list identifying IntraFi network banks appears at https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. IntraFi and ICS are registered service marks, and Intrafi Cash Service, of IntraFi Network, LLC
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.
We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.
Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.
For fees related to this service, review our Schedule of Fees.
IMPORTANT FUNDS AVAILABILITY INFORMATION
Please review Amerant’s Deposit Agreement brochure.
Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.
*Annual percentage yield (APY) is accurate as of 02/01/2024. Rates are subject to change without notice. IntraFi Cash Service is designed for customers requiring 100% FDIC Insurance of their holdings at Amerant Bank. Placement of your funds through the ICS service is subject to the terms, conditions, and disclosures set forth in the agreements, including the ICS Deposit Placement Agreement, that you enter into with us. Limits and customer eligibility criteria apply. ICS is a registered service mark, IntraFi Cash Service is a service mark
of IntraFi Network LLC.
*Annual percentage yield (APY) is accurate as of 02/01/2024. IntraFi Cash Service is designed for customers requiring 100% FDIC Insurance of their holdings at Amerant Bank. Placement of your funds through the ICS service is subject to the terms, conditions, and disclosures set forth in the agreements, including the ICS Deposit Placement Agreement, that you enter into with us. Limits and customer eligibility criteria apply. ICS is a registered service mark, IntraFi Cash Service is a service mark of IntraFi Network LLC.
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