International Premier Checking

Higher balance, higher interest earnings with a U.S.-based account.

Created for international customers who maintain a $25,000 balance, this account earns on a tiered1 interest rate and comes with benefits including unlimited transactions (E.g., wire transfers, cash withdrawals); online and mobile banking; and fee-free transactions at Amerant and partner ATMs worldwide.
$50 monthly maintenance fee.5 will be waived my maintaining a $25,000 balance3

For additional fees related to these accounts, please refer to our Miscellaneous Service Fees for International Accounts.2
$25,000
Open Now

A U.S.-Based Account That Travels with You

Flexible Banking

Online banking and mobile access to deposit checks, Bill Pay, eBill, e-notifications, e-statements, Zelle® and more.

Earn Interest

Earn interest on your balance with some of the most competitive rates in the industry.

Designed for You

Headquartered in Coral Gables, Florida 23 banking centers: 16 South Florida and 7 Houston. 

Locations

Mastercard Debit Card​

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.​

Fraud Protection​

Zero liability for unauthorized Debit Card transactions.​

Easy to get Started​

Open an online account  today.​

24/7 Banking On-the-Go

Online Banking

Pay bills, manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Deposit checks, pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Open an International Premier Checking Account

Here’s how to set up your account:

1
Step One

Select if you’re a new or existing customer or continuing an existing applications.
2
Step Two

Enter your name, email, address, and phone.
3
Step Three

Verify your identity with your Passport or National ID, date of birth, and employment infomation.
4
Step Four

Fund your account with $25,000.
Open Now

FAQs on International Interest-Bearing Accounts

Interest bearing checking with favorable interest rates, easy access to your money and an unlimited number of transactions. In addition, online banking and mobile access to deposit checks, Bill Pay, eBill, e-notifications, e-statements, Zelle® transfers, are key features of this account.

This account earns tiered interest on your balance with some of the most competitive rates in the industry.

You can avoid the $50 monthly fee by maintaining a $25,0003 balance or $50,000 combined monthly average balance in deposit or Amerant Investment accounts.4

We serve the South Florida and Houston areas with a Loan Production office in Tampa, FL. Visit our locations page to find your nearest one.

Yes we do! It is already available within the Amerant MobileSM app and the Amerant Online BankingSM platform. Learn how to enroll in Zelle®.

Yes. Deposits up to $250,000 are FDIC insured.

Within Amerant Bank – No charge

International – $35 (online)

For additional fees, please refer to our Miscellaneous Service Fees Schedule.

Within Amerant Bank – No Charge

International – $12

For additional fees, please refer to our Miscellaneous Service Fees Schedule.

In accordance with U.S Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer.

Each signer must fill out the following forms:

Follow these instructions and fill out the Substitute Form W-8BEN

The US Mailing Address explanation Form

Signers must also provide a copy of an unexpired government-issued ID.

You may send your W8-BEN to documentos@amerantbank.com

1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (E.g., checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.

2 For additional fees, please refer to our Miscellaneous Service Fees Schedule.

3 Average monthly balance is used to calculate monthly maintenance fee.

4 Investment products and services offered through Amerant Investments, Inc.: Not FDIC insured | Not bank guaranteed | May lose value | Not deposits | Not insured by governmental agencies | Member FINRA/SIPC, Registered Investment Advisor.

5 These charges will be applied when the account’s monthly average balance is less than the monthly average balance required.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure, Funds Transfer Agreement and contract.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” and Electronic Signature Agreement (E-sign Agreement) to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Miscellaneous Service Fees for International Accounts.

Understanding Your Deposits

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Understanding Your Deposit brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
    In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  2. Explanation of US Mailing Address. Please follow the link to the Form.
  3. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.