Special Offers

^* The Annual Percentage Rate (APR) for a FRC HELOC is variable and is based on the Prime Rate published in the Wall Street Journal (6.75% as of 12/11/2025), plus a margin. This APR is based on an “auto-pay” discount of 0.25% for Amerant Bank checking account customers. To qualify for the “auto-pay” discount, payments must be made via automatic payment from an Amerant Bank checking account which must be open and funded prior to closing. The discount may be terminated if automatic payments are removed from a loan or upon closure of the qualifying checking account. Your APR may vary based on credit history, property type, occupancy, lien position, line amount and other factors. At no time will the APR exceed 18%. Rates and programs are subject to change without notice. Contact us for current rates. All advances will be subject to the variable rate APR according to the terms of the account agreement. Discounts are subject to change at any time and cannot be combined with any other offer or discount. Certain eligibility requirements and restrictions apply for lines greater than $1,000,000.

^** Applies only to personal domestic accounts.

¹ FL CD OFFER DISCLOSURE – Promotional CD offer valid for Florida residents: 4.00% Annual Percentage Yield APY for 6-month CD term, and 3.25% Annual Percentage Yield APY for 12-month CD term and 10-day rate guarantee are valid as of 07/07/2026. Must open an account by 08/06/2026 to get the promotional rates. Minimum $10,000 deposit and balance from external source required to obtain promotional rate. Max deposit $250,000 per account – $500,000 per customer. Account must be opened online or in-branch. Personal account only. Rates subject to change without notice. Early withdrawal penalties may apply. Fees could reduce earnings on the account. Interest compounded and paid monthly. If no action is taken, CD auto-renews at current rates and APY available at that time.