^* At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (E.g., checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.

¹ Annual Percentage Yield (APY) is effective as of 12/13/2025. Rates are subject to change without notice. This is a variable rate account; minimum balance of $5,000 receive 4.00% APY. Offer ends on 02/12/2026. Stated offer is valid only for Domestic Personal Account customers. It must be a newly funded account using funds outside of Amerant Bank. This promotion can only be open in-branch. Participating banking centers are in West Palm Beach, FL, Miami Beach, FL, Tampa, FL and Bay Harbor, FL. Fees could reduce earnings. Please refer to Personal Checking and Savings Accounts brochure for additional information on benefits and requirements of this particular account. For other applicable fees please refer to the Personal Checking and Savings Accounts brochure for additional information on benefits and requirements of this particular account. For other applicable fees please refer to the Schedule of Fees. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. Taxpayer Identification Number.