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Individual Retirement Accounts (IRAs)

Amerant offers retirement savings through IRAs.

Amerant offers retirement savings plans to help you prepare for the future with Traditional, Roth, and employer-sponsored IRAs. All plans offer tax benefits, and you’ll work with a dedicated wealth management advisor to find the right fit for you. Available to U.S. citizens and residents (you’re not required to be an existing Amerant Investments customer).
Individual customers must be citizens or resident aliens of the United States (U.S.).2
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Retirement Plan Benefits

Plans to Meet Your Needs

Choose from Traditional, Roth, and Employer-Sponsored IRAs.

Personal Support

Dedicated wealth management advisor to help you make the right decisions.

Save on Taxes

Pay fewer taxes now or when you retire.

Types of IRAs for Retirement Planning

Traditional IRA

Contributions may be tax-deductible and only taxed when you withdraw money at retirement. This lets your assets grow on a tax-deferred basis.

Roth IRA

Contributions aren’t tax-deductible, but your account assets grow on a tax-deferred basis, and you can withdraw it tax-free when you retire.

SIMPLE IRA

SIMPLE (Savings Incentive Match Plan for Employees) IRAs offer an affordable, easy way for small businesses (fewer than 100 employees) and their employees to set aside money for retirement.

SEP

SEP (Simplified Employee Pension Plan) accounts are an affordable, easy way for any business, including self-employed individuals, to set aside money for retirement for themselves and their employees. Annual contributions allow for up to 25% of an employee’s salary.

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Making financial decisions can be overwhelming. Our advisors use their experience and market knowledge to help you reach your short- and long-term goals.

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Your FAQs About Individual Retirement Accounts

Consulting is included, and encouraged, with all Individual Retirement Accounts. Enjoy personalized attention from a dedicated wealth management advisor.

Unfortunately, Amerant is currently only offering Individual Retirement Accounts for U.S. citizens and residents.

Our Individual Retirement Accounts offer tax advantages not available with other types of plans.

No, you don’t need to be an existing Amerant Investments customer.

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2 Individual customers must be citizens or resident aliens of the United States (U.S.).

Amerant Investments, Inc. is an investment adviser registered with the United States Securities and Exchange Commission. Such registration does not imply that the Firm is recommended or approved by the United States government or any regulatory agency. Amerant Investments, Inc. may only transact business or render personalized investment advice in those states and international jurisdictions where it is registered, has notice filed, or is otherwise excluded or exempted from registration requirements. Amerant Investments, Inc. may not provide investment advisory services to any resident of states in which the Adviser is not registered. The purpose of this website is for information distribution only and should not be construed as an offer to buy or sell securities or to offer investment advice. Past results are no guarantee of future results and no representation is made that a client will or is likely to achieve results that are similar to those described. An investor should consider his or her investment objectives, risks, charges and expenses carefully before investing. Please refer to Amerant Investments, Inc.’s ADV Part 2 and firm brochure for additional information and risks.

Investments are Not FDIC or any other Government Agency Insured | Are Not Bank Guaranteed | May lose value