Personal Loans | AMERANT

Benefits

Competitive interest rates.
Convenient repayment structures.
Multiple ways to apply: Branches, Call Center, Website Appointment Schedule.
Our Products
International Products
International Customer?

New Vehicle Loans
Ideal to purchase new automobiles, trucks, and motorcycles.
  • Fixed Rate Term
  • Minimum = $2,500 / Maximum = $500,000
  • Terms: Minimum 12 months / Maximum 72 months
  • Loan-to-Value (LTV) up to 100% of the car price as listed in National Automotive Dealers Association (NADA) New Car Guide
  • Excludes Vessels
  • Vehicles used as collateral must be registered in the states where Amerant lends

Pre-Owned Vehicle Loans
Ideal to purchase pre-owned automobiles, trucks, and motorcycles.
  • Fixed Rate Term
  • Minimum = $2,500 / Maximum = $500,000
  • Terms: Minimum 12 months / Maximum 72 months
  • Loan-to-Value (LTV) up to 100% of the car price as listed in National Automotive Dealers Association (NADA) New Car Guide
  • Excludes Vessels
  • Vehicles used as collateral must be registered in the states where Amerant lends

Unsecured Loans
Ideal for consolidating high interest rate balances & major purchases.
  • Minimum = $2,500 / Maximum = $150,000
  • Maximum loan amount cannot exceed 10% of the applicant’s gross annual income
  • Terms: Minimum 12 months / Maximum 60 months

Secured Loans
Ideal for consolidating high interest rate balances & major purchases secured by a Certificate of Deposit.
  • Minimum = $2,500 / Maximum = 100% of Certificate of Deposit
  • Terms: Minimum 6 months / Maximum 60 months
  • Certificate of Deposit used as collateral must remain pledged for the term of the loan

Securities Secured Loans
Ideal for consolidating high interest rate balances & major purchases secured by your investments.
  • Minimum = $2,500 / Maximum = Marketable Securities used as collateral based on market value
  • Terms: Minimum 12 months / Maximum 60 months
  • Marketable Securities used as collateral must be pledged for term of the loan

International New Vehicle Loans
Ideal to purchase new automobiles, trucks, and motorcycles.
  • Fixed Rate Term
  • Minimum = $2,500 / Maximum = $500,000
  • Terms: Minimum 12 months / Maximum 72 months
  • Loan-to-Value (LTV) up to 80% of the car price as listed in National Automotive Dealers Association (NADA) New Car Guide
  • Excludes Vessels
  • Vehicles used as collateral must be registered in the states where Amerant lends

International Pre-Owned Vehicle Loans
Ideal to purchase pre-owned automobiles, trucks, and motorcycles.
  • Fixed Rate Term
  • Minimum = $2,500 / Maximum = $500,000
  • Terms: Minimum 12 months / Maximum 72 months
  • Loan-to-Value (LTV) up to 80% of the car price as listed in National Automotive Dealers Association (NADA) New Car Guide
  • Excludes Vessels
  • Vehicles used as collateral must be registered in the states where Amerant lends

International Secured Loans
Ideal for consolidating high interest rate balances & major purchases secured by a Certificate of Deposit.
  • Minimum = $2,500 / Maximum = 100% of Certificate of Deposit
  • Terms: Minimum 6 months / Maximum 60 months
  • Certificate of Deposit used as collateral must remain pledged for the term of the loan

International Securities Secured Loans
Ideal for consolidating high interest rate balances & major purchases secured by your investments.
  • Minimum = $2,500 / Maximum = Marketable Securities used as collateral based on market Value
  • Terms: Minimum 12 months / Maximum 60 months
  • Marketable Securities used as collateral must be pledged for term of the loan

Important Legal Disclosures and Information
Important Legal Disclosures and Information