An international business checking customer greeting clients.

International Business Checking

Offering International Business Checking for high-volume businesses.

This checking account for international customers offers benefits to help you manage your high-volume business.
Get unlimited check-writing, fee-free transactions at Amerant and partner branches and ATMs,* overdraft protection through a line of credit or Savings or Money Market accounts, and 24/7 mobile and online banking.
Avoid the monthly maintenance fee by maintaining a $50,000 average monthly balance.
Maintenance fees:1 $100 per month applies when average monthly balance is lower than $50,000. Monthly maintenance fee will be waived when you maintain a $50,000 average monthly balance.
$200 per month applies for Other Company Types4 with average monthly balance lower than $50,000.
Account processing fee: $300 per account.3
$50,000 minimum opening balance.
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How Can International Business Checking Benefit Me?

24/7 Banking

Access account info, manage transfers, and set up alerts with online and mobile banking.

Overdraft Protection

Available through a line of credit and Savings or Money Market accounts.

Unlimited Check-Writing

Write as many checks as you need. Free.

Fee-Free ATM Transactions

Free transactions at Amerant and partner branches and ATMs.*

Save on Maintenance Fees

Avoid fees by maintaining a $50,000 average monthly balance.

FDIC-Insured

Have peace of mind knowing your deposits are FDIC-insured up to $250,000.

Amerant Protection+

Amerant Bank is now offering ICS, the lntraFi Cash Service. Access millions in FDIC insurance at network banks.

24/7 Banking On-the-Go

Online Banking

Pay bills, manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Deposit checks, pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Common Questions About International Business Banking

There is a $50,000 minimum opening balance and a $100 maintenance fee1 per month if the average monthly balance is less than $50,000. A $200 charge per month applies for Other Company Types with an average monthly balance lower than $50,000. There is also a $300 account processing fee.3

Yes, you can deposit checks, pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

Yes. Deposits up to $250,000 are FDIC-insured.

Connect with a
Bank Representative

We’re here to help you grow. Fill out the form and we will connect you with the right person.

* Available ATMs include Amerant Bank branch locations, Publix Presto! store locations, and the Allpoint Network at participating retail locations. Surcharge-free ATM transactions at Publix Presto! and Allpoint ATMs include cash withdrawals and balance inquiries. To find the closest ATM or branch, visit us online at amerantbank.com or allpointnetwork.com.

1 These charges apply when the average account balance is below the monthly required minimum.

3 This one-time fee applies once the new account is funded. For fees related to this service, review our Schedule of Fees.

4 Other Company Types: Politically Exposed Persons (PEP), Personal Investment Corporation (PIC), Offshore Corporations, International Non-Governmental Organizations & Charities, Delaware Corporations, International Government Entities, Non-Bank Financial Institutions and Consortiums.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Deposit Agreement

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Deposit Agreement brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Entities (Corporate or Commercial Accounts W-8BEN-E)– Part 1 of 2. Please follow the links to the W-8BEN-E and Instructions. (You must review, sign, and submit this document along with the Affidavit W-8 Form)
  2. Affidavit W-8 Form for Entities – Part 2 of 2. Please follow the links to the Affidavit W-8 Form and Instructions.
  3. Explanation of Missing Foreign Tax Identifying Number. Form to be completed when customer does not provide a Foreign Tax Identifying Number in the W-8BEN-E form. Please follow the link to the FTIN FORM.
  4. Explanation of US Mailing Address. Please follow the link to the Form
  5. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.