Term Loans | Amerant Bank
A business owner opens their new shop with a Business Term Loan from Amerant Bank.

Business Term Loans

Structured business Term Loans with variable interest rates.

Amerant offers structured, small business and commercial Term Loans with financing for up to 10 years. Small business loans offer a fixed interest rate and can be used to pay for an expansion or fixed asset like equipment, land or a building. Commercial loans feature a variable or fixed interest rate and can be used toward an expansion or fixed asset. With Term Loans, you have more time to pay the money back and lower monthly payments.
Business/account holder must:
  • Operate or be incorporated in Florida
  • Have 660+ FICO score
  • Have 24+ months in business
  • Have $250,000 in annual revenue
    • To apply, you’ll need to provide details about you and your business, and a bank connection or bank statements for the past three months.
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    Flexible Term Loans With Funds In as Few as 3 Days

    Competitive Interest Rates

    Fixed or variable rate depending on the loan.

    Easy Repayment Plans

    Lower monthly payments and up to 10 years to pay the money back.

    Finance Business Needs

    Pay for an expansion, equipment, or fixed asset like land or a building.

    The welcoming lobby interior of an Amerant Banking Center.

    Capitalize on a Term Loan

    How to use your Term Loan:

    1
    Capital Expenditures
    2
    Finance Equipment Needs
    3
    Finance Expansion
    4
    Finance Long-Term Needs with Small Monthly Payments
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