Benefits

Loans and Lines of Credit to:
  • Support operations and improve working capital
  • Invest in new equipment and technology
  • Purchase or improve owner-occupied work space.
Loan decisions made locally by people who share your dedication to your community and its well-being.
Our Products
International Products

Term Loans

Structured loans with variable or fixed interest rates with terms of up to 10 years.

  • Finance Expansion
  • Capital Expenditures
  • Finance Long Term needs with small monthly payments
  • Acquisition Financing

Working Capital Lines of Credit

Lines of Credit to finance short-term or seasonal working capital needs.

  • Flexibility and access to capital
  • Meet seasonal needs
  • Secured by company assets

Asset Based Lending

Lines of Credit to finance short-term or seasonal working capital needs secured by business assets.

  • Tailored expressly for every business
  • Finance seasonal cash constraints and operating cash cycle
  • Designed to grow with your company

Owner Occupied Commercial Mortgage Loans

Term loans structured with variable or fixed rates for the purchase, refinance or improving of our customer's owner occupied Real Estate.

  • Long term financing
  • Competitive rates and terms
  • Up to 85% loan to value (LTV)
  • Up to 30 year amortization periods

Secured Working Capital Lines of Credit

Lines of Credit to finance short-term or seasonal working capital needs secured by owner occupied Real Estate.

  • Use the equity in your owner occupied Real Estate
  • Up to 100% combined loan to value (LTV)
  • Obtain a first and second mortgage

SBA Loans

SBA Preferred Lender offering a full array of SBA 7(a) and 504 loans.

  • Lower down payment options
  • Short or long term
  • Longer repayment terms
  • Fixed or variable rates

Supply Chain Financing

Effective way to manage working capital that allows suppliers to optimize cash flow.

  • Extends credit to suppliers
  • Provides working capital to growing businesses
  • Helps managing daily operations
  • Benefits both suppliers and customers

Discounting of Receivables/Factoring

Financing using accounts receivables as collateral for short-term loans, providing access to funds to meet immediate operating expenses.

  • Highly structured asset-based solutions
  • Revolving Lines of Credit based on accounts receivables

Trade Finance

Financing the importing and exporting of goods through the issuance of commercial letters of credit.

  • Full understanding of your company's global trade needs
  • Financing solutions to secure working capital

Ex-Im Bank

Working capital loans with the Export-Import Bank of the United States (Ex-Im Bank).

  • Short-term working capital guarantees for pre-export and post-export financing
  • Medium-term loan guarantees (five to seven years) for buyers of U.S.-made capital goods
  • Export credit insurance programs (short and medium-term)

Important Legal Disclosures and Information