Amerant Bank Logo
  • Branch Locator
  • Contact Us
  • About Us
  • Investors
  • Español
  • Personal
    Personal Banking
    Checking
    • Value Checking
    • Interest Checking
    • Student Checking
    • Insured Cash Sweep (ICS)
    • Compare Checking
    Savings
    • Personal Savings
    • Money Market
    • Relationship Money Market
    • Certificates of Deposit
    • Individual Retirement Account CDs
    • Compare Savings
    Digital Services
    • Online Banking
    • Mobile Banking
    • ClickSWITCH®
    • Zelle® with Amerant
    • View All Digital Services
    Mortgages
    • Mortgage
    • Buy a Home
    • Refinance
    • Calculator
    • Find a Loan Officer
    • View All Services
    Loans
    • Home Equity
    • Lines of Credit
    • Unsecured Loans
    • Secured Loans
    • Compare Loans
    Credit Cards
    • Maximum Rewards® Visa Signature® Card
    • Platinum Edition® Visa® Card
    • Secured Visa® Card
    • Compare Cards
    Amerant Investments
    • Our Investments Approach
    • Products & Services
    • Building Generational Wealth
    • Our Blog
    • Get In Touch
    • About Investing
    Routing Number

    #067010509
    Bank ABA Routing Number

    #MNBMUS33
    Bank Swift Code

    Resources

    Personal FAQ's

    Amerant @Work

    Planning Your Retirement

    In The Spotlight
    Amerant supports customers during life events with CD Savings

    Article

    4.25% APY CDs
    A mobile phone using Amerant's digital calculators to calculate their potential earnings.

    Article

    See Potential Earnings Using our Digital Calculator Tool
    An Amerant customer on a laptop is easily transferring money online with ClickSwitch.

    Article

    Switch with ClickSwitch®
  • Business
    Business Banking
    Checking
    • Business Checking
    • Business Interest Checking
    • Business Advantage Checking
    • Business Edge Checking
    • Insured Cash Sweep (ICS)
    • Compare Checkings
    Savings
    • Business Savings
    • Business Money Market
    • Compare Savings
    Loans
    • Owner Occupied Real Estate
    • SBA Loans
    • HOA Loans
    • Term Loans
    • Working Capital Lines of Credit
    • Equipment Finance
    • Asset Based Lending
    • View All Loans
    Commercial Banking
    • Income Producing Loan
    • Construction Loans
    • Bridge Loans
    • Commercial Mortgage Loans
    • View All Services
    Treasury Management
    • Business Analysis
    • Business Checking Plus
    • Business Loan Sweep
    • View All Services
    Digital Services
    • Amerant TreasuryConnect SM for Small Business
    • Amerant TreasuryConnect SM
    • Zelle® Helps Businesses
    • ClickSwitch®
    • View All Services
    Credit Cards
    • Business Edition® Visa® Card with Reward Simplicity
    • Business Edition® Secured Visa® Card
    • Compare Cards
    Routing Number

    #067010509
    Bank ABA Routing Number

    #MNBMUS33
    Bank Swift Code

    Resources

    Business FAQs

    Zelle® for Your Business

    Amerant @ Work

    In The Spotlight
    A business owner reviewing their Amerant TreasuryConnect account on a tablet.

    Product

    Amerant TreasuryConnect SM,1
    A business owner greets Amerant customers.

    Article

    FDIC Insurance on deposits greater than $250K
    Two business partners applying online for a HOA loan while standing on a balcony.

    Article

    HOA Reserve Banking
  • International
    International Banking
    Personal
    • International Checking
    • International Savings
    • Certificates of Deposits (CDs)
    • Insured Cash Sweep (ICS)
    • View All Services
    Business
    • International Checking
    • International Savings
    • View All Services
    Loans
    • Secured Loans (Intl)
    • Securities Secured Loans (Intl)
    • Secured Lines of Credit (Intl)
    • Securities Secured Lines of Credit (Intl)
    • View All Loans
    Digital Services
    • Online Banking
    • Mobile Banking
    • Zelle® with Amerant
    • Overdraft Protection
    • Bill Pay
    • Positive Pay Service
    • ACH Positive Pay
    Amerant Investments
    • Our Investments Approach
    • Products & Services
    • Investing in the U.S.
    • Our Blog
    • Get In Touch
    • About Investing
    Routing Number

    #067010509
    Bank ABA Routing Number

    #MNBMUS33
    Bank Swift Code

    Resources

    FAQs

    In The Spotlight
    An international family is supported by Premier Checking services from Amerant.

    Article

    International Premier Checking
    A business owner greets Amerant customers.

    Article

    FDIC Insurance on deposits greater than $250K
    Pedro Parra, Amerant Bank’s Head of International Business featured in Global Miami

    Article

    Amerant Bank’s Head of International Business featured in Global Miami
  • Private Client
    Private Client Banking
    Our Approach
    • Meet Our Team
    • Private Client Experience
    Tailored Services
    • Deposit Solutions
    • Lending Solutions
    • Residential Mortgages
    • Wealth Management
    • Trust Services
    • Sports & Entertainment Banking
    • View All Tailored Services
    Our Clientele
    • Who We Serve
    Insights
    • 'Of Interest' Blog

    *These services are not FDIC or any other Government Agency Insured | Are Not Deposits Guaranteed | May lose value

    Routing Number

    #067010509
    Bank ABA Routing Number

    #MNBMUS33
    Bank Swift Code

    Resources

    Private FAQs

    Investment Services

    Trust Services

    Education Services

    Retirement Services

    In The Spotlight
    Tairis Alsina, EVP, Head of Private Client, featured in Hola Latinos magazine.

    Article

    Tairis Alsina, EVP Head of Private Client, featured in Hola Latinos
    Many hands holding a football up high reflects Amerant's support and Concierge-Level Service.

    Article

    Sports & Entertainment Banking
    A business owner greets Amerant customers.

    Article

    FDIC Insurance on deposits greater than $250K
  • Sign In

    Amerant Online BankingSM

    Forgot Password?
    Enroll in Online Services

    Login

    Login to TreasuryConnect

    Investing Login

    Amerant Smart Investing

    Online Investments

    Amerant Mobile App

    Bank from anywhere

    Learn more

    Download from GooglePlay Download from AppStore
Amerant Bank Logo
  • Personal

    Personal Banking
    Checking
    • Value Checking
    • Interest Checking
    • Student Checking
    • Insured Cash Sweep (ICS)
    • Compare Checking
    Savings
    • Personal Savings
    • Money Market
    • Relationship Money Market
    • Certificates of Deposit
    • Individual Retirement Account CDs
    • Compare Savings
    Digital Services
    • Online Banking
    • Mobile Banking
    • ClickSWITCH®
    • Zelle® with Amerant
    • View All Digital Services
    Mortgages
    • Mortgage
    • Buy a Home
    • Refinance
    • Calculator
    • Find a Loan Officer
    • View All Services
    Loans
    • Home Equity
    • Lines of Credit
    • Unsecured Loans
    • Secured Loans
    • Compare Loans
    Credit Cards
    • Maximum Rewards® Visa Signature® Card
    • Platinum Edition® Visa® Card
    • Secured Visa® Card
    • Compare Cards
    Amerant Investments
    • Our Investments Approach
    • Products & Services
    • Building Generational Wealth
    • Our Blog
    • Get In Touch
    • About Investing
  • Business

    Business Banking
    Checking
    • Business Checking
    • Business Interest Checking
    • Business Advantage Checking
    • Business Edge Checking
    • Insured Cash Sweep (ICS)
    • Compare Checkings
    Savings
    • Business Savings
    • Business Money Market
    • Compare Savings
    Loans
    • Owner Occupied Real Estate
    • SBA Loans
    • HOA Loans
    • Term Loans
    • Working Capital Lines of Credit
    • Equipment Finance
    • Asset Based Lending
    • View All Loans
    Commercial Banking
    • Income Producing Loan
    • Construction Loans
    • Bridge Loans
    • Commercial Mortgage Loans
    • View All Services
    Treasury Management
    • Business Analysis
    • Business Checking Plus
    • Business Loan Sweep
    • View All Services
    Digital Services
    • Amerant TreasuryConnect SM for Small Business
    • Amerant TreasuryConnect SM
    • Zelle® Helps Businesses
    • ClickSwitch®
    • View All Services
    Credit Cards
    • Business Edition® Visa® Card with Reward Simplicity
    • Business Edition® Secured Visa® Card
    • Compare Cards
  • International

    International Banking
    Personal
    • International Checking
    • International Savings
    • Certificates of Deposits (CDs)
    • Insured Cash Sweep (ICS)
    • View All Services
    Business
    • International Checking
    • International Savings
    • View All Services
    Loans
    • Secured Loans (Intl)
    • Securities Secured Loans (Intl)
    • Secured Lines of Credit (Intl)
    • Securities Secured Lines of Credit (Intl)
    • View All Loans
    Digital Services
    • Online Banking
    • Mobile Banking
    • Zelle® with Amerant
    • Overdraft Protection
    • Bill Pay
    • Positive Pay Service
    • ACH Positive Pay
    Amerant Investments
    • Our Investments Approach
    • Products & Services
    • Investing in the U.S.
    • Our Blog
    • Get In Touch
    • About Investing
  • Private Client

    Private Client Banking
    Our Approach
    • Meet Our Team
    • Private Client Experience
    Tailored Services
    • Deposit Solutions
    • Lending Solutions
    • Residential Mortgages
    • Wealth Management
    • Trust Services
    • Sports & Entertainment Banking
    • View All Tailored Services
    Our Clientele
    • Who We Serve
    Insights
    • 'Of Interest' Blog

    *These services are not FDIC or any other Government Agency Insured | Are Not Deposits Guaranteed | May lose value

    • Español
    • Branch Locator
    • Contact Us
    • About Us
    • Investors

    #067010509
    Bank ABA Routing Number

    #MNBMUS33
    Bank Swift Code

    Sign In

    Amerant Online BankingSM

    Forgot Password?
    Enroll in Online Services

    Login

    Login to TreasuryConnect

    Investing Login

    Amerant Smart Investing

    Online Investments

    Amerant Mobile App

    Bank from anywhere

    Learn more

    Download from GooglePlay Download from AppStore
    Home / Business / Business Checking
    A business manager working on a laptop checks their Ameranat Business Checking Account.

    Business Checking Accounts

    Our Business Checking Accounts help to make your business journey better.

    How Amerant Business Checking Helps You

    Flexible Options

    Business checking accounts for small and large businesses based on your banking needs.

    24/7 Banking

    Access account info, pay bills, and more with online and mobile banking.3

    Fee-Free Transactions

    Free transactions at Amerant and partner branches and ATMs. 

    Pay Someone—Fast

    Send and receive money quickly and securely with Zelle® for Business.*

    Overdraft Protection5

    Coverage through your Amerant savings or money market account or line of credit with Overdraft Protection.

    Personal Support

    Get the help you need with our automated platform and support specialists.

    FDIC Insured

    All Amerant deposit accounts are FDIC insured up to the maximum of $250,000.

    Amerant Protection+

    Amerant Bank is now offering ICS, the lntraFi Cash Service. Access millions in FDIC insurance at network banks.

    Receive Payments Fast

    Receive payments faster than ever directly through the FedNOW® 11 and RTP® services. 11

    Need help deciding which account is best for you?

    I AM A
    Business Checking Business Interest Checking Business Advantage Checking Business Edge Checking
    Start Now

    Learn More

    Start Now

    Learn More

    Start Now

    Learn More

    Start Now

    Learn More

    Businesses with a low, predictable number of monthly transaction activity

    Businesses with high account balances and low transaction activity seeking to earn a competitive rate

    Businesses with moderate balances and transaction activity

    Businesses with high balances, transaction activity, and utilize additional services

    Minimum Opening Balance

    $100

    $100

    $100

    $100

    Earns Interest

    Tiered2,4

    Number of Transactions10 Included

    First 150 free per statement cycle, $0.35 per transaction thereafter

    First 20 per statement cycle, $0.35 per transaction thereafter

    First 500 free per statement cycle, $0.35 per transaction thereafter

    First 750 free per statement cycle, $0.35 per transaction thereafter

    Average Balance to Waive Service Fees + Waive Additional Fees9,10

    $5,000 per statement cycle

    $25,000 per statement cycle

    $75,000 per statement cycle

    Monthly Service Fees

    $10

    $20

    $40

    $75

    Other Ways to Avoid Monthly Service Fees

    Enroll In Online Statements

    Mastercard Debit Card

    Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks

    Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks

    Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks

    Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks

    Overdraft Protection5,6 

    Checked

    Checked

    Checked

    Checked

    Incoming Domestic/International Wire Transfers10

    $12/transaction

    $12/transaction

    3 free per statement cycle1

    Unlimited

    Outgoing Wire Transfers10

    $35/transaction

    $35/transaction

    1 free per statement cycle1

    4 free per statement cycle1

    TreasuryConnectSM for Small Business7

    Free

    Free

    Free

    Free

    Stop Payment10

    $30

    $30

    Free

    Free

    ACH Origination8,10

    $30

    $30

    $20 per statement cycle

    $20 per statement cycle

    Remote Deposit Capture10

    $35 per location

    $35 per location

    $20 per statement cycle

    $20 per statement cycle

    Surcharge-Free ATM Banking Access

    Make transactions at Amerant Bank, Presto! (Publix), and Allpoint Network locations**

    Make transactions at Amerant Bank, Presto! (Publix), and Allpoint Network locations**

    Make transactions at Amerant Bank, Presto! (Publix), and Allpoint Network locations**

    Make transactions at Amerant Bank, Presto! (Publix), and Allpoint Network locations**

    Start Now

    Learn More

    Start Now

    Learn More

    Start Now

    Learn More

    Start Now

    Learn More

    International Business Checking
    Start Now

    More Info More Info

    Businesses seeking unlimited check writing access and high transaction activity.

    Minimum Opening Balance

    $50,000

    Maintenance Fees8

    A charge of $100 per month will apply for an average monthly balance lower than $50,000. A charge of $200 per month will apply for Other Company Types with an average monthly balance lower than $50,000.

    Account Processing Fee

    Fee $300 per account9

    Start Now

    More Info More Info

    24/7 Banking On-the-Go

    Online Banking

    Manage your business and personal accounts together with our online banking system. Pay bills, manage deposits and transfers, send and receive money, lock your debit card, and more.

    Amerant MobileSM

    With our mobile app, you can view account info, access 24 months of statements, set up alerts, and initiate and manage transfers—all from your phone.

    Digital Wallet

    A Digital Wallet stores your payment options, such as credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

    TreasuryConnectSM

    Amerant TreasuryConnectSM gives you complete control over your business including international and domestic wires, bill pay, and Positive Pay to prevent check fraud. Our version for small businesses offers a simpler platform with similar benefits.

    Protecting You and Your Business

    Two business owners reviewing their Business Checking Account with Amerant Bank online with a laptop.

    ACCOUNT PROTECTION

    We’ve Got You Covered

    Went over budget? No problem. With your business checking account, you can set up overdraft protection by linking your Amerant line of credit or savings or money market account.

    Learn More
    A cafe manager in the shop, reviews expenses on a mobile phone.

    DIGITAL SECURITY

    Easy-to-Use Tools and Alerts

    Our online and mobile banking offer tools to keep your money safe including secure log-in, travel alerts, notifications for suspicious activity, and the ability to lock your debit card if it’s lost or stolen.

    Learn More

    More Questions about Business Checking. Answered.

    Business Checking Accounts help to make your business journey better by providing on-the-go banking, protecting you and your business needs, and protecting your checking account securely – no matter the business size.

    A minimum opening balance of $100 and a brief history of your banking history is needed to open a Business Checking account. Visit or call one of our local branches to open one today!

    Business Checking accounts include access to our online and mobile banking at no additional cost in order to securely protect your finances. Both online and mobile banking offer tools to keep your money safe including secure log-in, travel alerts, notifications for suspicious activity, and the ability to lock your debit card if it’s lost or stolen.

    * Must have a bank account in the U.S. to use Zelle®. Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

    ** Available ATMs include Amerant Bank branch locations, Publix Presto! store locations and the Allpoint Network at participating retail locations. SURCHARGE-FREE transactions include cash withdrawals and balance inquiries. To find the closest ATM or Branch location visit us online at amerantbank.com or allpointnetwork.com.

    1 More than the displayed total will be charged at our standard rate as shown in our Schedule of Fees.

    2 The interest rate paid on accounts is established at the sole discretion of Amerant Bank and may change at any time. Fees could reduce earnings on account.

    3 Charges from your mobile data plan provider and charges associated with performing a banking transaction may apply.

    4 If account is closed before interest is credited, you will not receive the accrued interest.

    5 For information on overdraft fees and overdraft related interest charges refer to our Schedule of Fees.

    6 For information on payment clearance policy refer to the Deposit Agreement disclosure section Checks/Negotiable Orders of Withdrawals.

    7 Must meet criteria for this service. Please contact a banking specialist to learn more.

    8 Must have TreasuryConnect to utilize this service. If you are interested in enrolling in this service, contact Treasury Management for more information.

    9 Additional Fees that may be charged when average statement balance is not met includes: Incoming domestic/international wire transfers, Outgoing wire transfers, Stop Payment, ACH origination, Remote Deposit Capture and Number of Transactions.

    10 Fees will be assessed and charged at the end of each statement cycle if the the minimum average collected balance requirements of the account are not met.

    11 For additional fees related to these accounts, please refer to our Schedule of Fees.

    USA PATRIOT Act

    To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

    Important Notice Regarding Wire Transfers

    IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.
    We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure.

    Know Your Customer

    Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.

    ABA Routing Number: 067010509
    SWIFT Code: MNBMUS33

    logo
    Our Company
    • About Us
    • Careers
    • Sports Partnerships
    • Investor Relations
    • Management Team
    • Newsroom
    • Making an Impact
    • Empowering Our People
    Help Center
    • Bank Holidays
    • FAQ
    • Contact Us
    • Locations Directory
    • Security Center
    • Sitemap
    Legal
    • Privacy Notice
    • Terms and Conditions
    • Accessibility
    • Social Media Disclosures
    Contact Us
    • (305) 629-1200
      M-F: 7:00 AM – 8:00 PM EST
      S-S: 8:00 AM – 5:00 PM EST
    • questions@amerantbank.com
    Routing Numbers
    • #067010509
      Bank ABA Routing Number
    • #MNBMUS33
      Bank Swift Code
    Social
    • Twitter
    • LinkedIn
    • Facebook
    • Instagram
    • YouTube
    • 'Of Interest' Blog

    Member FDIC. Equal Housing Lender Equal Opportunity Housing Logo

    The entire contents of this website are subject to copyright protection. The content available on this Website is the property of Amerant Bank, N.A., Amerant Investments, Inc., or its licensors and is protected by copyright and other intellectual property laws in the United States of America and by international copyright laws.

    This site uses cookies and other tracking technologies to assist with navigation and your ability to provide feedback, analyze your use of our products and services, assist with our promotions and marketing efforts.

    Banking products and services are provided by Amerant Bank, N.A. Member FDIC. Equal Housing Lender – NMLS ID #432244.
    Amerant Investments, Inc (Amerant Investments)is  a dually registered broker-dealer and investment adviser registered with the Securities and Exchange Commission (SEC) and member of FINRA/SIPC. Amerant Investments is an affiliate of Amerant Bank N.A.

    Investment Services are provided by Amerant Investments.

    Rule 606 Disclosure of Order Routing Practices.

    Check the background of Amerant Investments on FINRA’s BrokerCheck

    View our Client Relationship Summary Form (CRS)

    Investments are Not FDIC or any other Government Agency Insured | Are Not Bank Guaranteed | May lose value

    Trust services offered through Amerant Bank, N.A. and are limited to trust administration.


    © Amerant 2025
    Equal Opportunity Housing Logo Federal Deposit Insurance Corporation Logo

    You are Leaving the Amerant Website

    Amerant website contains links or references to other websites. Amerant does not endorse, approve, certify, or control those external sites and does not guarantee their information’s accuracy, completeness, efficacy, timeliness, or accurate sequencing.

    You are now leaving the Amerant website, and we are not responsible for the privacy practices or content of these linked websites.

    You will not navigate away from this page; your link will be opened in a new tab.

    Continue

    This site uses cookies that allow us to collect the information we use for different purposes, including personalizing your experience, enhancing security, and facilitating navigation. We do not use cookies that capture personal information. You can reject these cookies in the .

    The Amerant logo.
    Powered by  GDPR Cookie Compliance
    Privacy Notice

    Please see here for our Privacy Policy.

    Strictly Necessary Cookies

    Strictly Necessary Cookies should be enabled at all times so that we can save your preferences for cookie settings and the website is able to function.

    If you disable this cookie, we will not be able to save your preferences. This means that every time you visit this website you will need to enable or disable cookies again.

    3rd Party Cookies

    This website uses Google Analytics to collect anonymous information such as the number of visitors to the site, and the most popular pages. Keeping this cookie enabled helps us to improve our website.

    Please enable Strictly Necessary Cookies first so that we can save your preferences!