^* Offer valid from 11/25/2025 to 12/08/2025, in-person at Amerant Bank banking centers or online at www.amerantbank.com for new Amerant Value Checking Accounts. Existing customers and those who closed an Amerant account within the last six statement cycles or with a negative balance within the past three years are not eligible. Employees of Amerant Bank and its subsidiaries are not eligible for this offer. Limit one bonus per customer. Customers are not eligible for another Amerant checking account promotional bonus if they have received one in the past two years. To qualify, you must:

1. Open a new Amerant Value Checking account, which is subject to approval;
2. Fully fund the account within seven business days; and
3. Receive at least $500 in qualifying direct deposits within the first 90 days. Direct deposits must be from payroll, pension or government benefits. Person-to-person transfers (such as Zelle®), bank transfers, mobile deposits, and micro-deposits do not qualify.

To earn a $300 bonus, you must maintain an average balance of $10,000 for three consecutive statement cycles. To earn a $600 bonus, you must maintain an average balance of $25,000 for three consecutive statement cycles. Once all requirements are met, the bonus will be credited to the enrolled Amerant Value Checking account within 45 days. The account must remain open and unrestricted at the time of payout. The bonus is considered interest income and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). This offer is available only to Florida residents and is subject to change or withdrawal at any time. Other Amerant checking offers may be available.

^** Applies only to personal domestic accounts.

¹ For information on overdraft fees and overdraft related interest charges, please refer to our Schedule of Fees.

² Does not include ATM withdrawals.