The Platinum Card^® from American Express^®

^* See full Terms and Conditions below

^** Average value based on Fine Hotels + Resorts bookings in 2021 for stays of two nights. Actual value will vary based on property , room rate, upgrade availability, and use of benefits.

¹ For Non- US residents – Available only for residents of certain countries in Latin America, the Caribbean (excluding Puerto Rico and US Virgin Islands), Spain and Switzerland.

² The annual membership fee for The Platinum Card from American Express® is US$795. There is no annual fee for Additional Cards.

³ Welcome bonus offer not available to applicants who have or have had this product. This offer may not be combined with any other offers that may have been made available to you prior to your submitting an application for a Card Account. Offer available for applications received by June 30, 2023.

The products of American Express described herein are exclusively provided by American Express and are not being provided by Amerant Bank, N.A. These American Express products are subject to change at any time. Amerant Bank, N.A. does not endorse, approve, or guarantee any Card product, service, benefit, or program provided by American Express. Additional terms, conditions and exclusions apply.

US$400 Statement Credit

To qualify for the US$400 statement credit, you must make US$4,500 (“Threshold Amount”) or more of eligible purchases with your Platinum Card® International Dollar Card within your first 3 months of Card Membership starting from the date your account is approved. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, cash advances, purchases of travelers’ checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person transactions, or purchases of any cash equivalents. Additional Card Members on your account are not eligible for this offer. To receive the US$400 statement credit, your Card Account must not be past due or cancelled at the time the statement credit is posted to your Card account. Limit one offer per Card account. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the statement credits in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a statement credit(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit the statement credit or we may freeze or remove the statement credit already credited to your account. We may also cancel this Card account and other Card accounts you may have with us. In rare instances, your period to spend US$4,500 may be shorter than 3 months if there is a delay in receiving your Card. Note that American Express may not receive information about your eligible purchase from the merchant until all items from your eligible purchase have been provided/shipped by the merchant. As such, purchases may fall outside of the 3-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). The statement credit will be applied 8-12 weeks after you have met the Threshold Amount.

American Express reserves the right to modify or revoke this offer at any time.

The Platinum Card is issued by American Express® Travel Related Services Company, Inc.

Travel Accident Insurance

Travel Accident Insurance Plan is underwritten by Indemnity Insurance Company of North America, Administrative Office, Doral Bank Center Calle Resolución #33, Suite 500, San Juan, Puerto Rico 00920. Coverage is determined by the Terms, Conditions, and Exclusions of  Policy No. 58US3199  and is subject to change with notice. This document does not supplement or replace the policy.

Global Lounge Collection®

“The Centurion® Lounge

The Platinum Card® Members have unlimited complimentary access to all locations of The Centurion Lounge. Card Members may bring up to two (2) companions into The Centurion Lounge. Guest access policies may vary internationally by location and are subject to change. To access The Centurion Lounge, the Card Member must present The Centurion Lounge agent with the following upon each visit: his or her valid Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Card Members will not be compensated for changes in locations, rates or policies. A Card Member must be at least 18 years of age to enter without a parent or legal guardian. For locations with a self-service bar, the Card Member must be of legal drinking age in the location’s jurisdiction to enter without a parent or legal guardian. Must be of legal drinking age to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behavior or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Soliciting other Card Members for access into our lounge is not permissible. Access is subject to space availability. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. In addition to the complimentary services and amenities in the Lounge, certain services, products or amenities may be offered for sale. You are responsible for any purchases and/or servicing charges you authorize our Member Services Professionals to perform on your behalf. Some American Express Cards are not eligible for all services provided by Member Services Desk. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside The Centurion Lounge. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with lounge access in any way or that you intend to do so, we may remove access to The Centurion Lounge from the Account. Use of The Centurion Lounge  is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice.

Fine Hotels & Resorts

Valid only for new Fine Hotels + Resorts bookings made through Platinum Travel Services. Payment must be made in full with an American Express Card in the Platinum Cardmember’s  name. Available for Centurion Charge Cardmembers and Platinum Charge Cardmembers. Cardmember must travel on itinerary booked to be eligible for benefits described. Noon check-in and room upgrade are based on availability and are provided at check-in. The type and value of the daily breakfast (for two) varies by property; breakfast will be valued at a minimum of US$60 per room per day.Complimentary In-Room Wi-Fi is provided. In the case where a Property includes cost of Wi-Fi in a mandatory resort fee, the Cardmember will receive a daily credit from the Property in the standard amount that the Property charges for Wi-Fi. The credit will be issued on the Cardmembers final statement upon check-out. Benefit restrictions vary by Fine Hotels + Resorts property and cannot be redeemed for cash, and may not be combined with other offers unless indicated. Advance reservations are recommended for services such as spa, dining or golf in order to take advantage of the Fine Hotels + Resorts special amenity during your stay. Benefits and additional Fine Hotels + Resorts promotions are only applied at checkout and expire at checkout Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional FHR benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke FHR benefits at any time without notice if we or they determine, in our or their sole discretion, that you may have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your FHR benefits. Benefit restrictions vary by property. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in USD or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change.

2X Membership Rewards® points

1) The terms and conditions of the Membership Rewards® program apply. Visit www.membershiprewardsLAC.com or call 1-800-297-3276 for more information. Participating partners and available rewards are subject to change without notice. The value of Membership Rewards points varies depending on how you choose to use them. For more information, go to www.membershiprewards. com/pointsinfo

2) 2X Membership Rewards in U.S. restaurants: You will earn one point for each dollar charged for an eligible purchase in each billing period on The American Express Platinum Card. You will earn: 1 additional point (for a total of 2 points) for each dollar charged at restaurants located in the U.S. To earn additional points for a restaurant purchase, the purchase must be at a restaurant located in the United States. You will NOT earn additional points for purchases made at a restaurant owned by a U.S. company but located outside the U.S. (e.g. Hard Rock Café in Paris). You may not earn additional points for purchases at a restaurant located within another establishment (e.g. a restaurant inside a hotel, casino, or event venue). For example, purchases made at a restaurant located within a hotel may be recognized as a purchase at a hotel, not a restaurant. You also will NOT earn additional points for purchases at nightclubs and convenience stores. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, purchases of gift cards, or purchases of other cash equivalents. Additional terms and restrictions apply. Merchants are assigned codes based on what they primarily sell. A purchase will not qualify for additional points if the merchant’s code is not eligible. Purchases made through a third-party payment account or on an online marketplace (with multiple retailers) will not qualify for additional points. A purchase may not qualify for additional points if the merchant submits the purchase using a mobile or wireless card reader or if you use a mobile or digital wallet.

Membership Rewards

Terms and Conditions of the Membership Rewards® program apply. Visit www.membershiprewardslac.com or call 1-800-297-3276 for more information. Participating partners and available rewards are subject to change without prior notice. The value of Membership Rewards points varies according to how you choose to use them.  To learn more, go to www.membershiprewards.com/pointsinfo.

Enrollment in a participating Frequent Flyer program is required. Airlines tickets are subject to availability.

No Pre-Set Spending Limit

No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

©2023 American Express Travel Related Services Company, Inc. All rights reserved.