Business Escrow DESA accounts available for business owners with Amerant Bank

Business Escrow (DESA)

Secure, Compliant Escrow Solutions for Your Business Transactions

Amerant’s Business Escrow Accounts (DESA) provide businesses with a specialized solution for managing escrow arrangements with confidence and ease. Our DESA services combine industry-leading security measures with personalized relationship banking to safeguard funds during critical business transactions, mergers and acquisitions, real estate deals, and legal settlements.
$100
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Advantages of Business Escrow (DESA)

Comprehensive Account Management

Multiple sub-account capabilities within a master escrow arrangement.

Flexible Structure Options

Choose between interest-bearing and non-interest-bearing accounts to best suit your financial strategy.

FDIC Insured

All Amerant deposit accounts are FDIC insured up to the maximum of $250,000.

Who is Business Escrow (DESA) Ideal For:



Landlord/Tenant



Lawyers



Property Managers

Questions You May Have About Business Escrow (DESA). Answered.

Yes, qualifying escrow accounts can be established as interest-bearing accounts. Interest rates depend on current market conditions. Any interest earned is typically distributed according to the account terms and conditions. 

We employ multiple layers of security including advanced encryption, multi-factor authentication, dual control protocols, continuous transaction monitoring, and regular security audits. Our escrow platform adheres to the highest standards of financial security protocols in the banking industry.

Yes, funds held in a Business Escrow (DESA) are eligible for FDIC insurance up to applicable limits. For large transactions, we can structure arrangements to maximize FDIC coverage through multiple accounts if needed.

For all fees related to Business Escrow (DESA) services please contact a Banking Specialist.

For additional fees related to these accounts, please refer to our Schedule of Fees.

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USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Funds Transfer Agreement.

Understanding Your Deposits

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Understanding Your Deposit brochure.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.

ABA Routing Number: 067010509
SWIFT Code: MNBMUS33

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