- Wealth Management
|Minimum Opening Balance||$50|
|Monthly Service Fees1||$5|
|Ways to Avoid Monthly Service Fees||Enroll in Online Statements or monthly Direct Deposits or complete 4 Debit Card transactions per statement cycle2.|
|Online Banking||Includes Zelle®, ACH, Bill Pay, Wire Transfers, e-Bills, and e-Notifications.|
Earn a $300 cash bonus as a new Amerant Bank customer when you open a Value Checking Account and set up direct deposit within 30 days.*
*Offer not available to existing Amerant Bank customers, prior customers who have had an Amerant Bank personal checking relationship within the preceding 90 days or have been paid a promotional premium in the past 24 months. Limited to one checking account per new customer. If multiple accounts are opened with the same signers, only one account will be eligible for the bonus Applicant must be a citizen or resident alien of the United States (U.S.) who is at least 18 years old with a valid U.S. taxpayer identification number. To qualify for the bonus: (i) open your new Value Checking Account online at amerantbank.com OR at an Amerant Bank branch location from 09/13/2021 through 11/30/2021; (ii) have your Qualifying Direct Deposit(s) made to the account within 30 days of account opening; and (iii) maintain a minimum average balance in the account of $10,000 for 60 days following the first 30 days of account opening. We will deposit the bonus in your new account within 60 days after you have completed the above conditions. To receive the bonus, your Value Checking Account must be open and in good standing at the time of payout. The bonus will appear as “Cash Bonus” on your monthly statement and will be reported on the applicable IRS form as interest income. This promotion may be extended, modified or discontinued at any time, and may vary by market.
A “Qualifying Direct Deposit” means a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or the government into Value Checking Account. Person-to-person and bank transfers from accounts you have at other financial institutions do not qualify.
1 For additional fees related to the Value Checking account, including those imposed for covering overdrafts created by checks, in-person withdrawals, internal debits and transfers or other electronic means, please refer to our Miscellaneous Service Fees for Personal, Commercial and Corporate Accounts.
2 Does not include ATM withdrawals.