Start Your Financial Journey on the Right Track

Have you started making your own money? It is time to open your first checking account.  It is never too early to cultivate prudent money-management skills and habits. Amerant Bank offers a student checking account, allowing you to start saving and managing money easily.
This will help you manage money and prepare for the high cost of higher education. Our student checking account is an excellent fit for those who may be ready for their first checking account, are leaving for college, or are starting their first job.
Student Checking* Account Details
Monthly Maintenance Fees
$5 fee waived with online statement**

No fee for overdrafts up to $100

Minimum Opening Balance
$100
ClickSWITCH Available
Transfer your direct deposits and automatic payments from another bank
Digital Wallet
Conveniently use your smartphone or smartwatch to make purchases
Online Banking
Includes Bill Pay, e-Bills and e-Notifications
Student Checking* Account Details
Monthly Maintenance Fees $5 fee waived with online statement**
Amerant CoverMe

No fee for overdrafts up to $100

Minimum Opening Balance $100
ClickSWITCH Available Transfer your direct deposits and automatic payments from another bank
Digital Wallet Conveniently use your smartphone or smartwatch to make purchases
Online Banking Includes Bill Pay, e-Bills and e-Notifications
Open Now

Why Amerant Student Checking

Amerant Bank is the largest community bank in Florida, and we strive to design banking solutions for your entire family at any stage of their lives. We provide a variety of personal student checking accounts designed to complement your unique needs and preferences.
Receive your own debit card and have unfettered access to in-network ATMs throughout South Florida and Texas with over 2 million ATMs1 around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks.

Your Financial Journey Starts Here


No fees for overdrafts up to $100, with Amerant CoverMe


Conveniently send money through Zelle®


No minimum balance requirement


Free mobile and online banking


$0 cashier's checks


Free first-year 3x5 safe deposit box at any location2

What You Need to Apply


Current home address and email address


U.S. Social Security Number


Personal Identification, such as Driver’s License, Military ID, State Issued ID, or Passport


University ID

Questions About Student Checking. Answered.

Amerant Student Checking accounts are designed with students in mind and offer more benefits and services with no monthly balance requirements. Amerant Student Checking accounts prepare young adults and get them on the financial track.

If you're 18-24 years old and want to open a Student Checking account, you’ll need your Social Security number, a driver’s license or state-issued ID, and contact info. You’ll also need to provide your college/university name and expected graduation date. Students under 18 years old require a parent or guardian as a joint owner.

You can open your account online or visit a nearby branch or click the contact us button, and a banking specialist will be in touch.

We serve the South Florida and Houston areas with a Loan Production office in Tampa, FL. Visit our locations page to find your nearest one.

Yes, we do! It is already available within the Amerant MobileSM app and the Amerant Online BankingSM platform. Learn how to enroll in Zelle®.

Important Legal Disclosures and Information