Businesses with low, predictable number of monthly transaction activity.
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Businesses with high account balances and low transaction activity seeking to earn a competitive rate
Tiered 2, 4
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Businesses with moderate balances and transaction activity
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Businesses with high balances, transaction activity and utilize additional services
$351
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
Businesses seeking unlimited check writing access and high transaction activity.
Business Checking |
Business Interest Checking |
Business Advantage Checking |
Business Edge Checking |
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| Business Profile | Businesses with low, predictable number of monthly transaction activity. | Businesses with high account balances and low transaction activity seeking to earn a competitive rate | Businesses with moderate balances and transaction activity | Businesses with high balances, transaction activity and utilize additional services |
| Minimum Opening Balance | $100 | $100 | $100 | $100 |
| Earns Interest |
Tiered 2, 4
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| Number of Transactions Included | First 150 free per statement cycle, $0.35 per transaction thereafter | First 20 per statement cycle, $0.35 per transaction thereafter | First 500 free per statement cycle, $0.35 per transaction thereafter | First 750 free per statement cycle, $0.35 per transaction thereafter |
| Average Balance to Waive Service Fees | $5,000 per statement cycle | $25,000 per statement cycle | $75,000 per statement cycle | |
| Monthly Service Fees | $10 | $20 | $40 | $75 |
| Other Ways to Avoid Monthly Service Fees | Enroll In Online Statements | |||
| Online Banking |
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$351
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Mastercard Business Debit Card |
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
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Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
|
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
|
Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
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| Overdraft Protection5,6 |
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| Incoming domestic / International wire transfers | $12/transaction | $12/transaction | 3 free per statement cycle1 | Unlimited |
| Outgoing Wire Transfers | $35/transaction | $35/transaction | 1 free per statement cycle1 | 4 free per statement cycle1 |
| TreasuryConnectSM for Small Business7 | $5 monthly | $5 monthly | Free | Free |
| Stop Payment | $30 | $30 | Free | Free |
| ACH Origination | $30 | $30 | $20 per statement cycle | $20 per statement cycle |
| Remote Deposit Capture | $35 per location | $35 per location | $20 per statement cycle | $20 per statement cycle |
| Surcharge-Free ATM Banking Access | Make transactions at Amerant Bank, Presto! (Publix), and Allpoint Network locations** | Make transactions at Amerant Bank, Presto! (Publix), and Allpoint Network locations** | Make transactions at Amerant Bank, Presto! (Publix), and Allpoint Network locations** | Make transactions at Amerant Bank, Presto! (Publix), and Allpoint Network locations** |
| START NOW | START NOW | START NOW | START NOW | |
| Learn More | Learn More | Learn More | Learn More |
International Checking |
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| Businesses seeking unlimited check writing access and high transaction activity. | |
| Minimum Opening Balance | $50,000 |
| Maintenance Fees1 | A charge of $100 per month will apply for average monthly balance lower than $50,000. A charge of $200 per month will apply for Other Company Types with average monthly balance lower than $50,000. |
| Account Processing Fee | Fee $300 per account2 |
| Online Banking |
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| START NOW | |
| Learn More |
1 More than the displayed total will be charged at our standard rate as shown in our Miscellaneous Service Fees Schedule.
2 The interest rate paid on accounts is established at the sole discretion of Amerant Bank and may change at any time. Fees could reduce earnings on account.
3 Federal regulation limits certain withdrawals out of your account to 6 per statement cycle. Withdrawals in person at a branch or an ATM are not subject to federal limits.
4 If account is closed before interest is credited, you will not receive the accrued interest.
5 For information on overdraft fees and overdraft related interest charges refer to our Miscellaneous Service Fees schedule.
6 For information on payment clearance policy refer to the Understanding Your Deposit disclosure section Checks/Negotiable Orders of Withdrawals.
7 Must meet criteria for this service. Please contact a banking specialist to learn more.
8*Subject to Tax Evaluation by Innovation Refunds. Pre-qualification is not a guarantee of approval.
* For additional fees related to these accounts, please refer to our Miscellaneous Service Fees schedule.
** Available ATMs include Amerant Bank branch locations, Publix Presto! store locations and the Allpoint Network at participating retail locations. SURCHARGE-FREE transactions include cash withdrawals and balance inquiries. To find the closest ATM or Branch location visit us online at amerantbank.com or allpointnetwork.com.
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.
We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Funds Transfer Agreement.
IMPORTANT FUNDS AVAILABILITY INFORMATION
Please review Amerant’s Understanding Your Deposit brochure.
Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.
1 These charges apply when the average account balance is below the monthly required minimum.
2 This one-time fee will apply once the new account is funded. Miscellaneous service Fees
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
IMPORTANT FUNDS AVAILABILITY INFORMATION
Please review Amerant’s Understanding Your Deposit brochure.
The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.
Please complete the form(s) below:
Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.
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