1 More than the displayed total will be charged at our standard rate as shown in our Miscellaneous Service Fees Schedule.
2 The interest rate paid on accounts is established at the sole discretion of Amerant Bank and may change at any time. Fees could reduce earnings on account.
3 Federal regulation limits certain withdrawals out of your account to 6 per statement cycle. Withdrawals in person at a branch or an ATM are not subject to federal limits.
4 If account is closed before interest is credited, you will not receive the accrued interest.
5 For information on overdraft fees and overdraft related interest charges refer to our Miscellaneous Service Fees schedule.
6 For information on payment clearance policy refer to the Understanding Your Deposit disclosure section Checks/Negotiable Orders of Withdrawals.
7 Must meet criteria for this service. Please contact a banking specialist to learn more.
8*Subject to Tax Evaluation by Innovation Refunds. Pre-qualification is not a guarantee of approval.
* For additional fees related to these accounts, please refer to our Miscellaneous Service Fees schedule.
** Available ATMs include Amerant Bank branch locations, Publix Presto! store locations and the Allpoint Network at participating retail locations. SURCHARGE-FREE transactions include cash withdrawals and balance inquiries. To find the closest ATM or Branch location visit us online at amerantbank.com or allpointnetwork.com.
USA PATRIOT Act
To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.
Important Notice Regarding Wire Transfers
IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.
We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Funds Transfer Agreement.
Understanding Your Deposits
IMPORTANT FUNDS AVAILABILITY INFORMATION
Please review Amerant’s Understanding Your Deposit brochure.
Know Your Customer
Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.
ABA Routing Number: 067010509
SWIFT Code: MNBMUS33