Enjoy the convenience of a credit line. Draw as you need and only pay for what you use.

  • Rates as low as 7.75% APR1
  • Fast 15-minute online application
  • No application fee
  • Line of credit up to $250,000*
  • Approval in as little as 24 Hours
  • Flexible line of credit

Benefits of a Business Line of Credit:



Have access to a revolving line of credit can help with securing funds for payroll costs, inventory, temporary business hardships, purchasing or upgrading new equipment, maintaining cash flow, and more.

Only pay for what you use

Funds available when you need it most

Get your business on track in 24 hours

Competitive rates

What You Need to Apply and Minimum Qualifications

  • Basic details about you and your business
  • Bank connection or bank statements for past 3 months
  • Business is in good standing
  • 660+ FICO score
  • 24+ months in business
  • $250,000 in annual revenues
  • Business is operating or incorporated in FL/TX

How does it work?

Provide basic company information through a simple online application and receive a response in as little as 24 hours.

Receive your Funds
Once approved, funds will be deposited
into your Amerant checking account.
Make a monthly payment
On a monthly basis, your payment is equal
to 1.5% of your outstanding balance plus interest.
Access more funds as needed
As you pay down your balance, your
available credit automatically replenishes.

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