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Secured Working Capital Lines of Credit

Designed to finance short-term needs.

A Secured Capital Working Line of Credit is designed to finance short-term or seasonal needs and uses owner-occupied real estate to secure the loan. Available for small and commercial businesses, the line of credit allows you to get a first and second mortgage and offers up to 85% (small business) or 100% (commercial) loan-to-value. For small businesses, this line of credit is available only in Florida.
Must be in in Business for two or more years. Must be a Florida resident.
There may be other requirements, please inquire at a local branch.
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Benefits of a Secured Working Capital Line of Credit

Cover Immediate Expenses

Pay for short-term or seasonal needs.

Secured by Real Estate

Secure the loan with owner-occupied real estate, and get a first and second mortgage.

Loan-to-Value

Up to 85% for small businesses and up to 100% for commercial businesses.

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Applying for a Secured Working Capital Lines of Credit

Getting started is simple.

1
Step One

Visit a nearby branch to speak with one of our banking specialists
2
Step Two

Or, contact us, and we’ll be in touch
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Questions About Secured Working Capital Lines of Credit. Answered.

A working capital loan is used to finance everyday business operations to help bridge financial gaps. A Secured Working Capital Loan is a loan with a repayment backed by a company’s assets.

Secured Working Capital Lines of Credit can help your business by not only bridging financial gaps but cover periods of low activity in a seasonal business.

Visit a nearby Amerant branch to speak to one of our expert banking specialists, or make an appointment online!

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