Treasury Management | AMERANT

Benefits

Efficiently manage Payables, Receivables, and Liquidity.
More control over your transactions with a faster processing.
Receive detailed reporting.
Integrate Treasury Management into accounting functions and financial workflows.
The account balances you maintain generate an Earnings Credit to offset the monthly service charge.
Our Products
International Products

ACH Services
Solution for originating and receiving payments electronically: direct deposit for payroll, pre-authorized debits, and payments to vendors.
  • Efficient and cost effective solution
  • Enables your business to streamline electronic transactions

Business Bill Pay
Secure way to pay your business’ bills to anyone, at anytime.
  • Easy way to pay and receive all the bills online, from anywhere, and never miss a due date again
  • Stop buying stamps and worrying about whether a payment was delayed or lost in the mail- take control of managing the payments
  • Schedule recurring or one-time payments
  • Make the most of your cash flow by having payments withdrawn from your business account when they are due

Business Loan Sweep
Automated Treasury Management tool that calculates available balance and compares it to an established target balance.
  • Based on your net cash position, the Business Loan Sweep automatically advances to the business Checking Account or pays down the Line of Credit

Lockbox Services
Services that accelerate the collection and posting of your receivables.
  • Payments are sent to a unique lockbox address where mail is retrieved and processed quickly
  • Information captured is available same-day through our lockbox browser for you to update your receivables

Amerant TreasuryConnectSM
Bank securely and privately from anywhere, check account activity and pay bills from a computer.
  • Access your account balances and activity
  • Place stop payments
  • Initiate internal transfers, ACH and wires
  • Review Positive Pay exceptions in a single, secure platform

Positive Pay Service
Automated fraud detection tool to effectively guard against check fraud.
  • Compare your check issue file to the checks received for payment, matching the check number and dollar amount
  • Any exceptions will be reported to you through Amerant TreasuryConnectSM for your review and decision to pay or return

Remote Deposit
Convenient, quick and easy way to deposit checks from your office.
  • Streamline and improve the efficiency of processing check deposits
  • Reduce time, cost and risk related to trips to the bank
  • Scan your checks and the images are transmitted to the bank for deposit to your business account

Zero Balance Account (ZBA)
Automating the funding of disbursement accounts to a single master account.
  • Centralize the cash to be able to put it to better interest rates
  • Maximize use of cash
  • Eliminates the manual tasks of monitoring and transferring to each individual account

Important Legal Disclosures and Information
Important Legal Disclosures and Information