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International Certificate of Deposit6 (CD)

Grow your savings with guaranteed returns on a High-Yield CD and flexible terms.

Amerant offers international Certificate of Deposit (CD) accounts that guarantee a return on your savings with high-yield fixed rates and flexible terms. Apply with a minimum of $10,000, and choose from terms of 3 to 60 months.
$10,000
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Maximize Your Goals With an Amerant CD

Deposits are FDIC Insured

CDs are FDIC insured and come with no market risk.

No Checking Account Required

Simple. Just link your bank account and open your CD.

Simple Online Application

Convenient. Opening your CD is a quick 4-step process.

Monitor From Anywhere

Smart. Check interest earned and account balance anytime, anyplace.

Limited-Time Offer

Voilà! Lock-in today to take advantage of our market-leading rates.

Opening a Certificate of Deposit Account

Getting started is simple.

1
Option One

Visit a nearby branch to speak with one of our banking specialists
2
Option Two

Or make an appointment, and we’ll be in touch
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Bank Representative

We’re here to help you grow. Fill out the form and we will connect you with the right person.

Your FAQs About International Certificates of Deposit

A great savings experience with market-leading rates. A long history that reflects a strong reputation and dedication to client relationships. When we talk, others listen. As the 5th largest bank in Florida, and among the top 2% of banks in the nation ranked by asset size, Amerant Bank, N.A. carries some weight.

The minimum opening deposit is a $10,000 balance.

We have a $250,000 limit per account up to a total of $500,000.

Within our application, you can set up an ACH to fund your CD automatically.

We do not charge regular monthly service fees on CDs. There is a minimum opening deposit of $10,000 balance for our CDs, An Early Withdrawal Penalty will apply if you withdraw funds prior to maturity.

You may not make any deposits to your CD during its term. Deposits are allowed only at maturity and during the grace period.

Withdrawals are only allowed at maturity and during the CD grace period.

If you choose to make a withdrawal prior to maturity, an Early Withdrawal Penalty will apply.

There is an Early Withdrawal Penalty if you withdraw all or a portion of your CD principal prior to maturity, reducing earnings.

We calculate all early withdrawal penalties on the principal amount withdrawn at the interest rate in effect on the account on the withdrawal date.

The Early Withdrawal Penalty is an amount equal to 180 days of interest on the amount withdrawn, at the simple interest rate applicable to the Time Deposit, regardless of whether the funds withdrawn have remained on deposit for more or less than 180 days. These penalties are waived upon death or legal incompetence of any certificate owner.

The interest is compounded and paid monthly. Interest may not be credited to another account other than the same CD at this time.

Yes. Deposits up to $250,000 are FDIC insured.

4 Early withdrawal penalties apply to CDs. Interest begins to accrue on the business day we receive credit for the deposit of noncash items. You may not make deposits into or withdrawals from your account until the maturity date. CDs can have single maturity or automatic renewal at the maturity date. If the automatic renewal feature is selected, you will have 10 calendar days after maturity to withdraw funds without penalty. For additional information and terms related to this account, please refer to the rate chart provided at account opening.

6 For additional information and terms related to Certificate of Deposits (CDs), please refer to the Rate Chart provided at account opening.