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International Value Plus Checking

Unlimited transactions and easy access on-the-Go.

This high-balance, U.S. dollar-based checking account was created with international customers in mind. Benefits include unlimited transactions including wire transfers and cash withdrawals; online and mobile banking; and fee-free transactions at Amerant and partner ATMs worldwide.
$50 monthly service fee6 can be avoided by maintaining a $25,000 balance**


For additional fees related to these accounts, please refer to our Miscellaneous Service Fees  for International Personal, Commercial and Corporate Accounts.2
$25,000
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How International Value Plus Checking Benefits You

Flexible Online Banking

Online banking and mobile access to deposit checks, manage transfers, setup e-notifications, e-statements, Zelle®  and more. 

Benefits That Travel

Use Amerant and partner ATMs anywhere in the world without paying a fee.***

Unlimited Transactions

Wire and deposit checks or cash, Bill Pay, eBill, and send wire transfers at no extra cost.

Mastercard Debit Card​

Add Mastercard Debit Card to your digital wallet. Plus, no fee ATM access at all Amerant branches, Presto! (Publix), and Allpoint ATM locations.​

Fraud Protection

We’ll cover any unauthorized debit card transactions and monitor your account with custom push notifications and email alerts.

FDIC-Insured

Have peace of mind knowing your deposits are FDIC-insured up to $250,000.

24/7 Banking On-the-Go

Online Banking

Pay bills, manage deposits and transfers, send and receive money, add travel notices, and lock your debit card with our secure online banking service.

Amerant MobileSM

Deposit checks, pay bills, send and receive money, access 24 months of statements, add travel notices, and lock your debit card—all from your phone.

 

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

Opening An International Value Plus Checking Account

Only four steps to get started.

1
Step One

Select if you’re a new or existing customer or continuing an existing applications.
2
Step Two

Enter your name, email, address, and phone.
3
Step Three

Verify your identity with your SSN, date of birth, and employment information.
4
Step Four

Fund your account with $5,0007
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Questions on International Value Checking Accounts

The minimum opening balance for International Value Plus Checking accounts is $25,000.

There is a $50 monthly fee. You can avoid the monthly fee by maintaining a $25,000** balance or $50,000 combined monthly average balance in deposit or Amerant Investment accounts.9

Enjoy unlimited wire transfers per month with Amerant’s International Value Plus Checking account.

We serve the South Florida and Houston areas with a Loan Production office in Tampa, FL. Visit our locations page to find your nearest one.

Yes. Deposits up to $250,000 are FDIC-insured.

Yes we do! It is already available within the Amerant MobileSM app and the Amerant Online BankingSM platform. Learn how to enroll in Zelle®.

** Average monthly balance is used to calculate monthly maintenance fee.

*** Available ATMs include Amerant Bank branch locations, Publix Presto! store locations and the Allpoint Network at participating retail locations. Surcharge-Free ATM transactions at Publix Presto! and Allpoint ATMs include cash withdrawals and balance inquiries. To find the closest ATM or Branch location, visit us online at amerantbank.com or allpointnetwork.com.

2 For additional fees, please refer to our Miscellaneous Service Fees Schedule.

6 These charges will be applied when the account’s monthly average balance is less than the monthly average balance required.

9 Investment products and services offered through Amerant Investments, Inc.: Not FDIC insured, not bank guaranteed, may lose value, not deposits, not insured by governmental agencies, member FINRA/SIPC, registered investment advisor.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure, Funds Transfer Agreement and contract.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” and Electronic Signature Agreement (E-sign Agreement) to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Miscellaneous Service Fees Schedule.

Understanding Your Deposits

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Understanding Your Deposit brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
    In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  2. Explanation of US Mailing Address. Please follow the link to the Form.
  3. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.