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Zero Balance Account (ZBA)

Maximize funds and minimize risk with Zero Balance Accounts.

A Zero Balance Account (ZBA) allows you to set a target balance (for example, $0). Once the account exceeds that balance, funds are automatically swept to a designated master account. Designed for large businesses, ZBAs eliminate manual tasks such as transferring funds to individual accounts. By having your funds in a master account, you also make the most of interest rates and investments.
Must have business accounts with Amerant Bank.
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Features of Zero Balance Accounts

Minimize Risk

Greater control over spending and potential overdrafts.

Maximize Funds

Earn better interest and have money available for investment.

Automated Actions

No need to monitor and transfer to individual accounts.

Questions Regarding Zero Balance Accounts. Answered.

Zero Balance Account service is an automated method for funding disbursement accounts and consolidating depository accounts. Key benefits:  manage funds from a master account to give greater control over your funds, eliminating monitoring and manual transferring of account balances freeing staff for other tasks.  

Contact your Relationship Manager or Treasury Management Officer to setup your depository and disbursement accounts with Zero Balance Account service.

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