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International Business Money Market2,3

Earn tiered interest with an International Business Money Market account.

For businesses seeking a solid investment, this International Money Market account offers earnings with a tiered interest rate,3 six withdrawals per statement cycle,2 and 24/7 account access with online and mobile banking. Avoid the monthly maintenance fee by keeping an average $50,000 balance per statement cycle.
Maintenance fee:1 $100 per month applies for average monthly balance lower than $50,000. A charge of $200 per month applies for other company types4 with average monthly balance lower than $50,000.
Transaction fee: Account includes up to six withdrawals or transfers per statement cycle; $12 per transaction after that.2
Processing fee:5 $300
$50,000 minimum opening balance.
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Advantages with International Business Money Market

Earn Interest

Build on your savings with a tiered interest rate.3

24/7 Banking

View account info, pay bills, set alerts, and more with online and mobile banking.

Avoid Maintenance Fees*

Avoid fees by maintaining an average $50,000 balance per statement cycle.

24/7 Banking On-the-Go

Online Banking

Access account info, manage transfers, and set up alerts with our secure online banking system.

Digital Wallet

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.

FAQs About International Business Money Market Accounts. Answered.

There is a $50,000 minimum opening balance that is required for an International Business Money Market account.

An International Business Money Market Account combines specific features unique to savings and checking accounts, in order to offer a high-yield interest rate for business owners. Money markets allow business owners to expedite the growth of their money compared to basic savings accounts.

International Business Money Market accounts can help small business owners by keeping a separate business account for their business needs separate from their own personal account. Advantages of an International Business Money Market Account include higher interest rates than traditional savings accounts, higher levels of liquidity, and more flexibility regarding the transfer between multiple accounts within the same bank.

Avoid fees by maintaining an average $50,000 balance per statement cycle.

Yes. Deposits up to $250,000 are FDIC-insured.

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* For additional fees related to these accounts, please refer to our Miscellaneous Service Fee schedule.

1 These charges apply when the average account balance is below the monthly required minimum.

2 You may make no more than six withdrawals, including overdraft protection, transfers, checks, drafts, debit cards, and other similar transactions from your account per statement cycle.

3 If you close your account before the end of the statement cycle, you will not receive the accrued interest.

4 Other company types: Politically Exposed Persons (PEP), Personal Investment Corporation (PIC), offshore corporations, international non-governmental organizations and charities, Delaware corporations, international government entities, non-bank financial institutions, and consortiums.

5 This one-time fee will apply once the new account is funded.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Understanding Your Deposits

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Understanding Your Deposit brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
    In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  2. Explanation of US Mailing Address. Please follow the link to the Form.
  3. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.