Benefits

Personal relationship.
Loan decisions made locally by people who share your dedication to your community and its well-being.
Our Products
International Products

Term Loans

Structured Loans with fixed interest rates with terms of up to 10 years.

  • Finance Expansion
  • Finance Equipment needs
  • Capital Expenditures
  • Finance long term needs with small monthly payments

Working Capital Lines of Credit

Lines of Credit to finance short-term or seasonal working capital needs with variable interest rates.

  • Flexibility and access to capital
  • Meet seasonal needs
  • Secured by company assets

Owner Occupied Commercial Mortgage Loans

Term Loans structured with fixed rates for the purchase, refinance or improving of our customer's owner occupied real estate.

  • Long term financing
  • Competitive rates and terms
  • Up to 100% loan to value (LTV)
  • Up to 25 year amortization periods

Secured Working Capital Lines of Credit

Lines of Credit to finance short-term or seasonal working capital needs secured by owner occupied real estate with variable interest rates.

  • Use the equity in your owner occupied real estate
  • Up to 100% loan to value (LTV)
  • Obtain a first and second mortgage

SBA Loans

SBA Preferred Lender offering a full array of SBA 7(a) and 504 Loans with fixed or variable interest rates.

  • Lower down payment options
  • Short or long term
  • Longer repayment terms

Income Producing Commercial Mortgage Loans

Term Loans structured for the purchase, refinance or improving of our customer's income producing properties.

  • Long term financing
  • Competitive rates and terms
  • Up to 85% loan to value (LTV)
  • Up to 25 year amortization periods

Important Legal Disclosures and Information