Amerant tools and services to help you avoid overdrafts:


Set up account alerts and receive email or push notifications when your balance is low.


Monitor your account and transfer funds into your checking account on your own before an overdraft occurs.


Download Amerant's Mobile App to your mobile device for an updated balance.


Sign-up for Amerant’s Overdraft Protection at any one of our branch locations.

Amerant Overdraft Protection

Overdraft Protection is an optional service which allows you to link your eligible checking account to other Amerant accounts and automatically transfers available funds from your linked backup account(s) to cover transactions that exceed the available balance in your checking account. This can help you avoid declined transactions, returned checks and overdrafts.

No set-up fee:

There is no cost to set up
Amerant’s Overdraft Protection.

Get started today:

You can sign up by visiting your nearest
Amerant Branch Location.

Introducing Amerant CoverMe

No fees for overdrafts up to $100*

Amerant CoverMe7,8 allows for an overdraft of up to $100 without charging a fee. We will then apply your next deposit toward your negative balance. Available with checks, MasterCard Debit Card, and ACH (US residents only) on Value Checking, Interest Checking, Savings, Money Market, Relationship Money Market, and Relationship Interest Checking Accounts.

FAQ

If there are insufficient funds available in your account, incoming transactions will be declined and charged a fee up to 5 times in one day. For information on overdraft fees and overdraft related interest charges refer to our Miscellaneous Service Fees for Personal, Commercial and Corporate Accounts.

Overdraft protection is a service that helps you avoid overdrawing your account if you have insufficient funds. So, if you have an incoming check payment or ACH, it will be paid even if you don’t have enough money in your account. It does this by pulling in money or credit from the account(s) that you linked to your checking account when you set up overdraft protection.

Amerant Overdraft Protection covers incoming ACH and check transactions.

Amerant CoverMe allows overdrafts of up to $100 without charging a fee on Value Checking, Interest Checking, Savings, Money Market, Relationship Money Market, and Relationship Interest Checking Accounts. Your next deposit will be applied toward your negative balance to replenish your account.

Overdrafts of up to $100 will not incur a fee. Overdrafts of more than $100 will incur a fee up to 5 times in one day. For information on overdraft fees and overdraft related interest charges refer to our Miscellaneous Service Fees for Personal, Commercial and Corporate Accounts.

All personal, domestic Amerant customers are eligible for Amerant CoverMe and are automatically enrolled.

Amerant CoverMe covers checks, MasterCard Debit Card, and ACH transactions (US residents only). Amerant CoverMe does not cover Zelle transfers or services like Venmo or Square Cash.

Overdraft protection is a service that allows you to link a savings account or other Amerant account to transfer funds when the account is over-drafted. Enrollment at a local branch is required for overdraft protection. Amerant CoverMe allows overdrafts up to $100 without incurring a fee. It does not require you to enroll or link an account. There is no fee to participate.

Important Legal Disclosures and Information