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International Premier Checking

Open a U.S.-based account online and get a competitive interest rate today.

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Premier Checking (Intl) Value Plus Checking (Intl)
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Interest-bearing checking with favorable interest rates, easy access to your money, and an unlimited number of transactions

An account with easy access to your money and an unlimited number of transactions
Balance to Wave Maintenance Fees

$25,0007 

$25,0007 
Earns Interest

Tiered1 

N/A
Minimum Opening Balance

$25,000

$25,000
Monthly Service Fees6

$50 monthly8 

$50 monthly8 
Other Ways to Avoid Service Fees

$50,000 combined monthly average balance in deposit or Amerant Investment accounts4 

$50,000 combined monthly average balance in deposit or Amerant Investment accounts4 
Mastercard Debit Card

Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks

Possibility to get cash at over 2 million ATMs around the world that display the Mastercard, Maestro®, or Cirrus® acceptance marks
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Earn More with International Premier

 

Earn Competitive Interest Rates

 

Earn on a tiered1 interest rate.

 

Avoid Maintenance Fees7

 

Avoid fees by maintaining a $25,0003 balance or $50,000 combined monthly average balance in deposit or Amerant Investment accounts.4

 

Fee-Free Transactions2

 

Free transactions at Amerant and partner branches and ATMs.2

A U.S.-Based Account That Travels with You

Flexible Banking

Online banking and mobile access to deposit checks, Bill Pay, eBill, e-notifications, e-statements, Zelle® and more.

Earn Interest

Earn interest on your balance with some of the most competitive rates in the industry.

Designed for You

Headquartered in Coral Gables, Florida 23 banking centers: 16 South Florida and 7 Houston. 

Locations

Mastercard Debit Card​

A Digital Wallet stores your payment options, such as your Amerant credit and debit cards, allowing you to conveniently use your smartphone or smartwatch to make a purchase.​

Fraud Protection​

Zero liability for unauthorized Debit Card transactions.​

Easy to get Started​

Open an online account today.​

Questions About International Premier Checking

Interest bearing checking with favorable interest rates, easy access to your money and an unlimited number of transactions. In addition, online banking and mobile access to deposit checks, Bill Pay, eBill, e-notifications, e-statements, Zelle® transfers, are key features of this account.

This account earns tiered interest on your balance with some of the most competitive rates in the industry.

You can avoid the $50 monthly fee by maintaining a $25,0003 balance or $50,000 combined monthly average balance in deposit or Amerant Investment accounts.4

We serve the South Florida and Houston areas with a Loan Production office in Tampa, FL. Visit our locations page to find your nearest one.

Yes we do! It is already available within the Amerant MobileSM app and the Amerant Online BankingSM platform. Learn how to enroll in Zelle®.

Yes. Deposits up to $250,000 are FDIC insured.

Within Amerant Bank – No charge

International – $35 (online)

For additional fees, please refer to our Miscellaneous Service Fees Schedule.

Within Amerant Bank – No Charge

International – $12

For additional fees, please refer to our Miscellaneous Service Fees Schedule.

In accordance with U.S Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer.

Each signer must fill out the following forms:

Follow these instructions and fill out the Substitute Form W-8BEN

The US Mailing Address explanation Form

Signers must also provide a copy of an unexpired government-issued ID.

You may send your W8-BEN to documentos@amerantbank.com

1 At our discretion, we may change the interest rate and the annual percentage yield on the account at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (E.g., checks). If you close your account before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day.

2 Available ATMs include Amerant Bank branch locations, Publix Presto! store locations and the Allpoint Network at participating retail locations. Surcharge-Free ATM transactions at Publix Presto! and Allpoint ATMs include cash withdrawals and balance inquiries. To find the closest ATM or Branch location, visit us online at amerantbank.com or allpointnetwork.com

3 Average monthly balance is used to calculate monthly maintenance fee.

4 Investment products and services offered through Amerant Investments, Inc.: Not FDIC insured | Not bank guaranteed | May lose value | Not deposits | Not insured by governmental agencies | Member FINRA/SIPC, Registered Investment Advisor.

7 Average Monthly Balance is used to calculate Monthly Maintenance Fee.

8 These charges will be applied when the account’s monthly average balance is less than the monthly average balance required.

For additional fees, please refer to our Miscellaneous Service Fees Schedule.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Important Notice Regarding Wire Transfers

IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Electronic Funds Transfers Disclosure, Funds Transfer Agreement and contract.

Customers who request wire transfers through an Account Officer, should download the new wire transfer “Wire Transfer Form” and Electronic Signature Agreement (E-sign Agreement) to authorize this type of transaction. The E-sign Agreement will only need to be signed the first time a wire transfer is initiated.

For fees related to this service, review our Miscellaneous Service Fees for International Accounts.

Understanding Your Deposits

IMPORTANT FUNDS AVAILABILITY INFORMATION

Please review Amerant’s Understanding Your Deposit brochure.

Important Information Related to the W-8 Form

The IRS implemented different W-8 forms for individuals and entities. For more detailed information regarding the W-8BEN and W-8BEN-E, visit www.irs.gov.

Please complete the form(s) below:

  1. W-8 for Individuals (Personal Accounts W-8BEN)
    In accordance with U.S. Internal Revenue Service – IRS regulations, the Bank is obligated to withhold taxes on U.S. interest to foreign customers unless it has received a properly completed Substitute Form W-8BEN “Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding” from the customer. All Substitute Forms W-8BEN are registered and maintained in the Bank’s files. Please follow the link to the Substitute Form W-8BEN.
  2. Explanation of US Mailing Address. Please follow the link to the Form.
  3. Send all documentation to: documentos@amerantbank.com. Add copy of unexpired government issued ID for every beneficial owner.
Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.