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    Home / Employee Retention Credit

    Apply Today for a Payroll Tax Rebate

    Businesses may qualify for up to $26,000 per eligible employee*

    Apply Now

    Was Your Business Affected by COVID-19?


    Good news!


    Amerant has partnered with Innovation Refunds, an expert FinTech provider, to help you unlock more government incentives and substantial cash refunds! Our preliminary analysis indicates that you likely qualify for up to $26,000* per eligible employee on your payroll with the Employee Retention Credit. Click below to get started on your refund.

    Get Your Refund Estimate in Five Simple Steps:

    1
    Open an Amerant Business Checking Account.
    2
    Qualify by filling out the 12 minute application.
    3
    Upload supporting documents to Innovation Refund’s secure portal.
    4
    Get your docs reviewed by their specialized CPAs.
    5
    Check your projected refund amount for FREE!
    Apply Now

    Frequently Asked Questions

    ERC is a payroll tax refund born out of the same COVID relief bill as PPP which incentivized businesses who kept employees on payroll during the pandemic. Originally, companies were limited in their ability to claim either PPP or ERC but not both. In early 2021 the rules changed and now your business can claim ERC even if you received PPP funds. That’s great news.

    PPP was a forgivable loan. ERC returns to the business payroll taxes they already paid. Once
    you receive the ERC funds from the US Treasury no further action is required on your part.

    The IRS expects 70-80% of SMBs are good candidates for taking the ERC. If your business experienced disruptions to commerce, travel, or group meetings due to a government order, it might qualify! This includes supply chain disruptions, price increases, reduced hours, reduction in goods or services offered, were unable to travel, or attend conventions.

    Determining the proper amount that you’re entitled to is a complex accounting process that requires an expert analogous to an Orthopedic Surgeon or Cardiologist. One of the reasons that we choose Innovation Refunds is that their expert CPAs and Tax Attorneys determine, for free, exactly how much money your business is eligible to receive. Helping businesses to properly
    unlock these government incentives is Innovation Refunds’ specialty.

    For Amerant customers, there is no upfront cost to determine if your business qualifies and if so, to receive what amount of money. Innovation Refunds on average invests 14 hours of expert CPA/Attorney time, at their expense, to determine your eligibility. You will never be charged for this time. If you decide to move forward Innovation Refunds merely share in a percentage of the money that you actually receive from the government.

    We all know that government-funded programs are subject to change. Time is of the essence. As of today, you can obtain these funds but for how long remains uncertain. PPP, Restaurant Revitalization, and other funds ran out without notice. Don’t delay; be sure to claim your spot in line and receive the funds rightfully owed to you.

    We have a wide variety of business checking accounts to choose from with your interest in mind. You can compare them here and make an appointment to open your account today.

    See MoreLess

    * Subject to Tax Evaluation by Innovation Refunds. Pre-qualification is not a guarantee of approval.

    Amerant Bank is not affiliated with Innovation Refunds and makes no representation or warranty as to the quality, accuracy, or reliability of Innovation Refunds website.

    To deposit the funds with Amerant you must open an Amerant Business Checking Account if you do not already have one.

    USA PATRIOT Act

    To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

    What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

    Important Notice Regarding Wire Transfers

    IF WE DO NOT HAVE YOUR FUNDS TRANSFER AGREEMENT IN OUR FILES, WE WILL NOT BE ABLE TO EXECUTE TRANSFERS.

    We value our relationship and it is important for us to safeguard your privacy and ensure that your funds are protected against fraudulent activity at all times. For this reason, we are providing you a link to our Funds Transfer Agreement.

    Understanding Your Deposits

    IMPORTANT FUNDS AVAILABILITY INFORMATION

    Please review Amerant’s Understanding Your Deposit brochure.

    Know Your Customer

    Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.

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    The entire contents of this website are subject to copyright protection. The content available on this Website is the property of Amerant Bank, N.A., Amerant Investments, Inc., or its licensors and is protected by copyright and other intellectual property laws in the United States of America and by international copyright laws.

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    Investments are Not FDIC or any other Government Agency Insured | Are Not Bank Guaranteed | May lose value

    Trust services offered through Amerant Bank, N.A. and are limited to trust administration.


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