As you pack your bags for summer adventures, don’t forget to pack these vital digital security practices to keep your financial information safe while traveling.
Planning Your Summer Getaway? Cybersecurity Should Be on Your Packing List.
Whether you’re planning an international excursion or a domestic road trip, protecting your financial information should be a top priority.
Why Travelers Are Prime Targets for Cybercriminals
Travelers often access accounts from unfamiliar networks, use their credit cards more frequently, and may be less vigilant about security when enjoying their vacation. This combination creates the perfect opportunity for scammers.
Protect Your Summer Adventures with These Essential Security Practices
1. Be Wary of Suspicious Communications
Summer travel often brings an increase in phishing attempts disguised as hotel confirmations, flight updates, or special offers. Be extremely cautious of unsolicited emails and texts requesting sensitive information or containing links. When in doubt, contact your financial institution directly through official channels to verify legitimacy.
2. Navigate Directly to Trusted Websites
Avoid using search engines to find banking or shopping websites during your travels. Instead, bookmark official websites before your trip or type the URL directly. For secure banking, always access Amerant’s online banking through the official website at https://www.amerantbank.com.
3. Public Wi-Fi: Convenience with Caution
That free hotel or café Wi-Fi might seem convenient, but it could expose your personal data to hackers. Never access sensitive accounts like banking or email on unsecured public Wi-Fi networks. Consider using a virtual private network (VPN) for an added layer of security when traveling.
4. Avoid Public Computers for Sensitive Activities
Hotel business centers and internet cafés may seem convenient, but these public computers could contain keyloggers or malware designed to capture your login credentials. Reserve these machines for general browsing only.
5. Question Unexpected Calls
Scammers often create artificial urgency during your vacation, claiming there’s an issue with your account that needs immediate attention, may even spoof bank’s phone number to appear legit. Remember that legitimate financial institutions will never contact you requesting account details or passwords over the phone.
6. Guard Your Personal Information
Keep your sensitive information like social security numbers, account details, and passwords secure while traveling. Be mindful about what you share in person and online during your summer adventures.
7. Enable Multi-Factor Authentication
Before departing, ensure all your important accounts have multi-factor authentication enabled, a multi-step account login process that requires users to enter more information than just a password, providing an extra security measure even if your password becomes compromised.
8. Set Up Travel Alerts Before Departure
Notify your bank about your travel plans to prevent legitimate transactions from being flagged as suspicious. This also creates an extra layer of protection as unusual activity will be more easily identified.
9. Stay Vigilant at ATMs
While traveling, try to limit ATM use to secure, well-lit locations. Criminals sometimes install skimming devices or fake keypads to steal card data and PINs in tourist areas. Always inspect the machine closely and shield your PIN entry. Bad actors also approach their victims offering help or creating distraction to steal card information and PINs. Consider withdrawing larger sums less frequently to minimize ATM interactions.
10. Mind Your Social Sharing
While it is exciting to share vacation photos, avoid broadcasting too much personal information and your physical location online, as that can make you a target for criminal activity while away from home. Adjust privacy settings appropriately.
11. Quickly Report Lost/Stolen Cards
If your debit or credit card goes missing while traveling, report it immediately to your bank and local authorities. This rapid response is crucial for preventing and limiting financial damage.
12. Monitor Your Accounts Regularly
Take a few minutes each day of your vacation to review your financial accounts for unauthorized transactions. Report any unauthorized transactions to your financial institution immediately, early detection is key to minimizing potential damage.
Enjoy Peace of Mind on Your Summer Travels
By implementing these security measures, you can focus on creating memorable experiences rather than worrying about cyber threats. Remember, staying vigilant about your financial information is just as important as applying sunscreen during your summer adventures! At Amerant, we’re committed to ensuring your financial security while you explore the world. Visit the Security Center to learn more about ways to protect your financial information. Have a safe and secure summer travel season!
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