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International Unsecured Loans

Flexible terms, competitive rates, quick credit decision*

An unsecured personal loan from Amerant gives you the flexibility to use your funds how you want with flexible repayments terms.
Must be resident of Florida or Texas
Customers with international accounts must provide proof of residency
Minimum loan amount = $1,000 | Maximum loan amount = $50,000
Minimum loan term = 12 months | Maximum loan term = 60 months
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Multiple Uses and Advantages

Your Loan, Your Way

Cover expenses

Pay for auto repairs, special events, or medical bills. Your funds can be used to help in a variety of ways.

Finance Major Purchases

When budgeting for major purchases or life change events, a personal loan can help in structuring your expenses.

Consolidate Debt

Our competitive interest rates can help your consolidate higher interest rate debts all into one monthly loan payment.

Frequently Asked Questions

Yes. You must have a pre-existing active account to qualify for an unsecured personal loan with Amerant Bank.

When applying for a loan, Amerant will check your credit report. A hard inquiry is reflected on your credit report and shows other financial organizations that you have applied for credit. It may have an impact on your credit score. A soft inquiry does not impact your credit score. It will only be seen by you if you request a copy of your credit report.

Get started by contacting us via this form or you can apply for a loan at a branch

Personal contact information

  • Social Security Number or Individual Tax Identification Number (ITIN)
  • Date of birth
  • Citizenship status
  • Email address
  • Primary telephone number
  • Permanent address

Employment and income information

  • Employment Status
  • Work phone number
  • Employer name
  • Gross monthly income amount and source(s) of income (all sources you want considered for your loan)
  • Monthly mortgage or rent payment amount

Personal Loan information

  • Loan purpose
  • Desired term (based on Amerant’s predefined terms)
  • Loan amount

Minimum loan amount = $1,000 | Maximum loan amount = $50,000
Minimum loan term = 12 months | Maximum loan term = 60 months

We typically provide a credit decision within 72 hours.

If the loan is approved, you will have access to the funds within one to three business days, as long as you have accepted the loan terms.

Loan payments are due monthly.

Yes! Our loans have no prepayment penalty. Paying off the loan early can reduce the overall interest paid over the term of the loan.

  • You can sign on to Amerant Bank online and set a one time payment or recurring payment.
  • You can setup automatic payments by logging into Amerant Online Banking
  • You can pay in person at your local Amerant Bank Branch
  • You can call to pay us by phone.
    • 1-855 AMERANT | 1(855) 263-7268

Connect with a
Bank Representative

We’re here to help you grow. Fill out the form and we will connect you with the right person.

* New credit accounts are subject to application, credit qualification, and income verification.

USA PATRIOT Act

To help the government fight the funding of terrorism and money laundering activities, the Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents.

Know Your Customer

Managing a successful Know Your Customer (KYC) Program is a requirement of the U.S. banking system. Learn More.