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The Platinum Card® from American Express®

Global benefits and rewards.

Created for non-U.S. residents1, a Card that offers signature benefits and services from The Platinum Card® from American Express®. Card Members enjoy perks at 1,300 international hotels, access to airport lounges, and more. You can earn Membership Rewards® points for any eligible purchase, and use them to pay for travel, event tickets, products from your favorite brands, and more.
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Rates & Fees

Annual membership fee2: $795; there is no annual fee for additional cards.
Foreign transaction fees: 2.7% of each transaction after conversion to U.S. dollars.
Penalty fees: Late payment, up to $40; returned payment, up to $40.

Requirements

Minimum balance of $50,000 in assets in a U.S. financial institution (Amerant Bank). Available only for Latin America, the Caribbean (excluding Puerto Rico and U.S. Virgin Islands), Spain, and Switzerland residents.

Welcome Offer for You

You can earn US$400 back in statement credits after spending US$4,500 during your first 3 months of Card Membership3. Offers expire June 30th.

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Let The Platinum Card® from American Express® Reward You

Card Benefits

Insurance benefits*

Coverage for lost bags, medical emergencies, car rental damage, and more.

Airport Lounge Access*

Access The Centurion® Lounge*, Escape Lounges*, Delta Sky Club®*, and others.

Hotel Benefits*

Enjoy perks with Fine Hotels + Resorts,* and elite status memberships in Hilton Honnors,* Meliá,* and Marriott*.

Double Rewards*

Earn two Membership Rewards® Points for each eligible dollar you spend at U.S. restaurants*.

Reward Yourself*

Use Membership Rewards® points for travel, concert tickets, brand-name products, and more.

Pay with Points*

Pay for select travel expenses with points.

No Preset Limit*

The Platinum Card® from American Express® has no preset spending limit which gives you purchasing power that adjusts with your use of the Card.**

Your Questions About The Platinum Card® from American Express®

Absolutely. The Platinum Card® from American Express® offers benefits to enhance your experiences abroad including:

  • A Card billed in US dollars
  • A contactless Card for fast, easy payments
  • Access to exclusive and private events around the world
  • Access to airport lounges in 130+ countries
  • Memorable dining experiences in renowned restaurants
  • Immediate assistance wherever you are
  • Ability to earn and redeem points

The Platinum Card® from American Express® is issued in the U.S. for non-U.S. residents.

Only non-U.S. residents from Latin America, the Caribbean (excluding Puerto Rico and U.S. Virgin Islands), Spain, and Switzerland are eligible for the Platinum Card® from American Express®.

No. You do not need a Social Security number, however additional documents are required to apply for The Platinum Card® from American Express®. Read more about application requirements here.

* Click here for American Express Terms and Conditions.

** No pre-set spending limit does not mean unlimited spending. purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

1 For Non- US residents – A Card designed for you, issued in US for Latin American residents that have assets in a US Financial Institution. Available only for Latin America, Caribbean (excluding Puerto Rico and US Virgin Islands), Spain and Switzerland residents.

2 The annual membership fee for The Platinum Card from American Express® is US$795. There is no annual fee for Additional Cards.

3 Welcome bonus offer not available to applicants who have or have had this product. This offer may not be combined with any other offers that may have been made available to you prior to your submitting an application for a Card Account. Offer available for applications received by June 30, 2023.

The products of American Express described herein are exclusively provided by American Express and are not being provided by Amerant Bank, N.A. These American Express products are subject to change at any time. Amerant Bank, N.A. does not endorse, approve, or guarantee any Card product, service, benefit, or program provided by American Express. Additional terms, conditions and exclusions apply. Please review the complete American Express Card member Agreement and guide to benefits for additional details.

US$400 Statement Credit

To qualify for the US$400 statement credit, you must make US$4,500 (“Threshold Amount”) or more of eligible purchases with your Platinum Card® International Dollar Card within your first 3 months of Card Membership starting from the date your account is approved. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, cash advances, purchases of travelers’ checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person transactions, or purchases of any cash equivalents. Additional Card Members on your account are not eligible for this offer. To receive the US$400 statement credit, your Card Account must not be past due or cancelled at the time the statement credit is posted to your Card account. Limit one offer per Card account. If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the statement credits in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a statement credit(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit the statement credit or we may freeze or remove the statement credit already credited to your account. We may also cancel this Card account and other Card accounts you may have with us. In rare instances, your period to spend US$4,500 may be shorter than 3 months if there is a delay in receiving your Card. Note that American Express may not receive information about your eligible purchase from the merchant until all items from your eligible purchase have been provided/shipped by the merchant. As such, purchases may fall outside of the 3-month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). The statement credit will be applied 8-12 weeks after you have met the Threshold Amount.

American Express reserves the right to modify or revoke this offer at any time.

The Platinum Card is issued by American Express® Travel Related Services Company, Inc.

©2023 American Express Travel Related Services Company, Inc. All rights reserved.