Business Cards | AMERANT

Benefits

Online Account Management

Stay on top of purchases, including those made by authorized cardholders.

Privacy and Fraud Prevention

Microchip technology and security monitoring – even when you are not shopping.

Powerful Reporting with Amerant Business Visa Card®

Track spending, categorize expenses, set budgets, manage cash flow and prepare for tax time.

Confidence and Convenience with Mastercard® Debit Card

Added perks for your world like emergency card replacement, identity theft resolution services, rental car insurance and more.

Cards Meant for Your Business

International Products

Business Edition® Visa® Card with Reward Simplicity

Access your Account

Unlimited 1.5% Cash Back² on every purchase. Every day. Redeem for cash back, gift cards, travel or merchandise.² Plus, you have 3 years from when rewards are awarded to use them before they expire.²
$30 Bonus (3,000 points equivalent) when you spend $600 within the first 3 billing cycles after the account is opened.2 Points will be awarded 6-8 weeks after qualifying.
0% introductory APR¹ on purchases and balance transfers for the first 12 billing cycles after the account is opened.
No Annual Fee¹

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Business Edition® Secured Visa® Card

Access your Account

Offers many benefits to help you build your business.
Request your own credit limit³ between $2,000 and $100,000 (multiples of $50) when you apply, subject to credit approval.
Security deposit is 110%³ of the amount of your credit limit, between $2,200 and $110,000 (multiples of $50), subject to credit approval.
Reward yourself with interest earned on your security deposit.²

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Business Debit Card

Access your funds anytime, anywhere.
Use your card to get cash at over 2 million ATMs around the world that display the Mastercard®, Maestro®, or Cirrus® acceptance marks.

Important Legal Disclosures and Information

Please see the Summary of Credit Terms provided at time of application for important information on rates, fees, costs, conditions and limitations. A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

¹ For additional information about the Annual Percentage Rates (APRs) fees and other costs, see the Summary of Credit Terms provided at time of application. All APRs will vary with the market based on the Prime Rate. For all card products the following fees are applicable: The APR for cash advances will be a variable 25.24%. The Minimum Interest Charge is $1.75. The Transaction Fee for Cash Advances and certain “Cash Equivalent Transactions” is the greater of $15 or 5% of the transaction. The Foreign Transaction Fee is 3% of each transaction in U.S. dollars. Rates are accurate as of June 2021.

² See the Rewards Terms and Conditions in the Summary of Credit Terms provided at time of application for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.

³You may only charge up to your approved credit limit, which will be less than the deposit you provide. The amount of your security deposit is 110% of the amount of your credit limit. Your security deposit may not be refundable if your account is in default.

⁴ See the Deposit Agreement available when you apply for details.

Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are a registered trademark of Visa International Service Association and used under license.